Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Circle8 Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $14.2 Mil. Circle8 Group's average total debt for the quarter that ended in Mar. 2026 was $306.7 Mil. Therefore, Circle8 Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.64%.
Circle8 Group (NAS:CIRC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Circle8 Group Effective Interest Rate on Debt % Related Terms
Circle8 Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Circle8 Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Circle8 Group Effective Interest Rate on Debt % Chart
CIRC vs BGSF, MHH, NIXX: Effective Interest Rate on Debt % Comparison
For the Staffing & Employment Services subindustry, Circle8 Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Circle8 Group Effective Interest Rate on Debt % vs Business Services Industry
For the Business Services industry and Industrials sector, Circle8 Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Circle8 Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.64% mean?
Circle8 Group (CIRC) has a Effective Interest Rate on Debt % of 4.64% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Circle8 Group and its competitors.
Is Circle8 Group's Effective Interest Rate on Debt % too high?
Circle8 Group's current Effective Interest Rate on Debt % is 4.64%. Overall, Circle8 Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Circle8 Group's Effective Interest Rate on Debt % compare to BGSF and MHH?
Circle8 Group's Effective Interest Rate on Debt % of 4.64% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Circle8 Group and its competitors. Circle8 Group's current Effective Interest Rate on Debt % is 4.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Circle8 Group stock overvalued right now?
Based on GuruFocus' analysis, Circle8 Group (CIRC) is currently considered Possible Value Trap. The stock's GF Value™ is $1.44, compared to a current price of $0.83 — trading 42.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.64%. Circle8 Group's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Circle8 Group (CIRC), the current Effective Interest Rate on Debt % is 4.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Circle8 Group (CIRC) Overvalued in 2026?
Based on GuruFocus' analysis, Circle8 Group stock appears to be undervalued.
The current stock price of $0.83 is trading 42.5% below its estimated GF Value™ of $1.44.
GuruFocus considers Circle8 Group to be Possible Value Trap.
Key valuation signals for CIRC:
Effective Interest Rate on Debt %: 4.64%
GF Value™: $1.44 vs. price of $0.83 (42.5% below fair value)
No single metric tells the full story. See the CIRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlantic International Corp is a U.S.-based outsourced services and workforce solutions company. The company specializes in permanent, temporary, and temporary-to-permanent placement services in various areas, including accounting and finance, administrative and clerical, hospitality, information technology, legal, light industrial, and medical fields. It also provides productivity consulting, and workforce management solutions.
62GF Score
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