CSPCY (CSPC Pharmaceutical Group) Effective Interest Rate on Debt %: 4.21% (As of Dec. 2025)

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CSPCY CSPC Pharmaceutical Group Ltd CSPCY
73 GF Score
Price $4.04
GF Value $3.21
Valuation Modestly Overvalued
! 4 Warning Signs
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What is CSPC Pharmaceutical Group Effective Interest Rate on Debt %?

CSPC Pharmaceutical Group CSPCY 73 Effective Interest Rate on Debt % is 4.21% as of Dec. 2025. GuruFocus rates CSPCY with a GF Score™ of 73/100 and a GF Value™ of $3.21 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CSPC Pharmaceutical Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $4 Mil. CSPC Pharmaceutical Group's average total debt for the quarter that ended in Dec. 2025 was $91 Mil. Therefore, CSPC Pharmaceutical Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.21%.


CSPC Pharmaceutical Group  (OTCPK:CSPCY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CSPC Pharmaceutical Group Effective Interest Rate on Debt % Related Terms


CSPC Pharmaceutical Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CSPC Pharmaceutical Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSPC Pharmaceutical Group Effective Interest Rate on Debt % Chart

CSPC Pharmaceutical Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.81 7.26 3.97 7.11 6.82

CSPC Pharmaceutical Group Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.34 12.05 8.30 4.21 7.02

CSPCY vs LLY, JNJ, ABBV: Effective Interest Rate on Debt % Comparison

For the Drug Manufacturers - General subindustry, CSPC Pharmaceutical Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSPC Pharmaceutical Group Effective Interest Rate on Debt % vs Drug Manufacturers Industry

For the Drug Manufacturers industry and Healthcare sector, CSPC Pharmaceutical Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CSPC Pharmaceutical Group's Effective Interest Rate on Debt % falls into.


CSPCY
73GF Score
CSPC Pharmaceutical Group Ltd CSPCY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CSPC Pharmaceutical Group Effective Interest Rate on Debt % Calculation

CSPC Pharmaceutical Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -5.48/( (69.681+91.025)/ 2 )
=-1  *  -5.48/80.353
=6.82 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.71 + 61.971
=69.681

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.655 + 65.37
=91.025

CSPC Pharmaceutical Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3.836/( (0+91.025)/ 1 )
=-1  *  -3.836/91.025
=4.21 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.655 + 65.37
=91.025

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.21% mean?
CSPC Pharmaceutical Group (CSPCY) has a Effective Interest Rate on Debt % of 4.21% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CSPC Pharmaceutical Group and its competitors.
Is CSPC Pharmaceutical Group's Effective Interest Rate on Debt % too high?
CSPC Pharmaceutical Group's current Effective Interest Rate on Debt % is 4.21%. Overall, CSPC Pharmaceutical Group has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSPC Pharmaceutical Group's Effective Interest Rate on Debt % compare to LLY and JNJ?
CSPC Pharmaceutical Group's Effective Interest Rate on Debt % of 4.21% can be compared against companies in the Drug Manufacturers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Drug Manufacturers company?
A good Effective Interest Rate on Debt % depends on the Drug Manufacturers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CSPC Pharmaceutical Group and its competitors. CSPC Pharmaceutical Group's current Effective Interest Rate on Debt % is 4.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSPC Pharmaceutical Group stock overvalued right now?
Based on GuruFocus' analysis, CSPC Pharmaceutical Group (CSPCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $3.21, compared to a current price of $4.04 — trading 25.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.21%. CSPC Pharmaceutical Group's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CSPC Pharmaceutical Group (CSPCY), the current Effective Interest Rate on Debt % is 4.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSPC Pharmaceutical Group (CSPCY) Overvalued in 2026?

Based on GuruFocus' analysis, CSPC Pharmaceutical Group stock appears to be overvalued. The current stock price of $4.04 is trading 25.9% above its estimated GF Value™ of $3.21. GuruFocus considers CSPC Pharmaceutical Group to be Modestly Overvalued.

Key valuation signals for CSPCY:

  • Effective Interest Rate on Debt %: 4.21%
  • GF Value™: $3.21 vs. price of $4.04 (25.9% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the CSPCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSPC Pharmaceutical Group Business Description

Address No.896 Zhongshandong Street, Gaoxin District, Hebei Province, Shijiazhuang, CHN, 050035
CSPC Pharmaceutical Group LTD is engaged in the manufacture and sale of pharmaceutical products. The group's segments include: Finished drugs, consisting research and development, manufacture and sale of pharmaceutical products and license fee income; Bulk products, that manufacture and sale of vitamin C, and antibiotic products in bulk powder form; and Functional food and others, that manufacture and sale of functional food products (including caffeine food additives, anhydrous glucose, acarbose and vitamin C buccal tablets), provision of healthcare service and others. It derives maximum revenue from Finished Products segments. Geographically, the company operates in Chinese Mainland, which Chinese Mainland generates maximum revenue; Other Asian regions; Europe; North America; and Others.
73GF Score

Get the complete analysis for CSPCY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.04
Price
$3.21
GF Value