CSR (Centerspace) Effective Interest Rate on Debt %: 4.11% (As of Mar. 2026)


CSR Centerspace CSR
71 GF Score
Price $55.92
GF Value $59.39
Valuation Fairly Valued
! 6 Warning Signs
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What is Centerspace Effective Interest Rate on Debt %?

Centerspace CSR -1.89% 71 Effective Interest Rate on Debt % is 4.11% as of Mar. 2026. GuruFocus rates CSR with a GF Score™ of 71/100 and a GF Value™ of $59.39 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Centerspace's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $41.9 Mil. Centerspace's average total debt for the quarter that ended in Mar. 2026 was $1,018.4 Mil. Therefore, Centerspace's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.11%.


Centerspace  (NYSE:CSR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Centerspace Effective Interest Rate on Debt % Related Terms


Centerspace Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Centerspace's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centerspace Effective Interest Rate on Debt % Chart

Centerspace Annual Data
Trend Apr16 Apr17 Apr18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.06 3.51 3.79 3.98 4.54

Centerspace Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.03 4.15 4.61 4.26 4.11

CSR vs NXRT, UMH, AIV: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Centerspace's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centerspace Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Centerspace's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Centerspace's Effective Interest Rate on Debt % falls into.


CSR
71GF Score
Centerspace CSR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Centerspace Effective Interest Rate on Debt % Calculation

Centerspace's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -44.884/( (955.385+1021.164)/ 2 )
=-1  *  -44.884/988.2745
=4.54 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=908.026 + 47.359
=955.385

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=866.239 + 154.925
=1021.164

Centerspace's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -41.88/( (1021.164+1015.634)/ 2 )
=-1  *  -41.88/1018.399
=4.11 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=866.239 + 154.925
=1021.164

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=865.205 + 150.429
=1015.634

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.11% mean?
Centerspace (CSR) has a Effective Interest Rate on Debt % of 4.11% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centerspace and its competitors.
Is Centerspace's Effective Interest Rate on Debt % too high?
Centerspace's current Effective Interest Rate on Debt % is 4.11%. Overall, Centerspace has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centerspace's Effective Interest Rate on Debt % compare to NXRT and UMH?
Centerspace's Effective Interest Rate on Debt % of 4.11% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centerspace and its competitors. Centerspace's current Effective Interest Rate on Debt % is 4.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centerspace stock overvalued right now?
Based on GuruFocus' analysis, Centerspace (CSR) is currently considered Fairly Valued. The stock's GF Value™ is $59.39, compared to a current price of $55.92 — trading 5.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.11%. Centerspace's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Centerspace (CSR), the current Effective Interest Rate on Debt % is 4.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centerspace (CSR) Overvalued in 2026?

Based on GuruFocus' analysis, Centerspace stock appears to be undervalued. The current stock price of $55.92 is trading 5.8% below its estimated GF Value™ of $59.39. GuruFocus considers Centerspace to be Fairly Valued.

Key valuation signals for CSR:

  • Effective Interest Rate on Debt %: 4.11%
  • GF Value™: $59.39 vs. price of $55.92 (5.8% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the CSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centerspace Business Description

Industry Real EstateREITs
Other Exchanges WXC1:Germany
Address 1324 20th Avenue SW, Minot, ND, USA, 58702-1988
Centerspace is a real estate investment trust (REIT) that focuses on the ownership, management, acquisitions, redevelopment, and development of apartment communities. The company operates through a single reportable segment which includes the ownership, management, development, redevelopment, and acquisition of apartment communities and conduct their corporate operations from offices in Minot, North Dakota and Minneapolis, Minnesota.
71GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.92
Price
$59.39
GF Value