CSR (Centerspace) Interest Coverage: 0.41 (As of Mar. 2026) — 23% Below Median


CSR Centerspace CSR
70 GF Score
Price $56.74
GF Value $59.38
Valuation Fairly Valued
! 6 Warning Signs
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What is Centerspace Interest Coverage?

Centerspace CSR +0.60% 70 Interest Coverage is 0.41 as of Mar. 2026, which is 23% below its 10-year median of 0.53. GuruFocus rates CSR with a GF Score™ of 70/100 and a GF Value™ of $59.38 (Fairly Valued). The stock has 6 warning signs investors should review. Among 701 REITs companies, Centerspace ranks worse than 95.29% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Centerspace's Operating Income for the three months ended in Mar. 2026 was $4.3 Mil. Centerspace's Interest Expense for the three months ended in Mar. 2026 was $-10.5 Mil. Centerspace's interest coverage for the quarter that ended in Mar. 2026 was 0.41. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Centerspaces earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Centerspace's Interest Coverage or its related term are showing as below:

CSR' s Interest Coverage Range Over the Past 10 Years
Min: 0.08   Med: 0.53   Max: 1.09
Current: 0.49


CSR's Interest Coverage is ranked worse than
95.29% of 701 companies
in the REITs industry
Industry Median: 3.12 vs CSR: 0.49

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Centerspace  (NYSE:CSR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Centerspace Interest Coverage Related Terms


Centerspace Interest Coverage Historical Data

* Premium members only.

The historical data trend for Centerspace's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Centerspace Interest Coverage Chart

Centerspace Annual Data
Trend Apr16 Apr17 Apr18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.47 0.67 0.65 0.53

Centerspace Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.76 0.50 0.32 0.41

CSR vs UMH, NXRT, AIV: Interest Coverage Comparison

For the REIT - Residential subindustry, Centerspace's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centerspace Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Centerspace's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Centerspace's Interest Coverage falls into.


CSR
70GF Score
Centerspace CSR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Centerspace Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Centerspace's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Centerspace's Interest Expense was $-44.9 Mil. Its Operating Income was $23.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $866.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*23.602/-44.884
=0.53

Centerspace's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Centerspace's Interest Expense was $-10.5 Mil. Its Operating Income was $4.3 Mil. And its Long-Term Debt & Capital Lease Obligation was $865.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*4.286/-10.47
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.41 mean?
Centerspace (CSR) has a Interest Coverage of 0.41 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Centerspace and its competitors. This is 23% below median its historical median of 0.53. Over the past decade, Centerspace's Interest Coverage has ranged from 0.08 to 1.09. According to the industry distribution chart, Centerspace ranks #668 out of 701 companies in the REITs industry, placing it in the top 95.3%.
Is Centerspace's Interest Coverage too high?
Centerspace's current Interest Coverage of 0.41 is 23% below median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 1.09. The REITs industry median Interest Coverage is 3.12. Centerspace's value of 0.41 is 86.9% below this industry median. Based on the distribution chart, Centerspace ranks #668 out of 701 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Centerspace has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centerspace's Interest Coverage compare to UMH and NXRT?
According to the REITs industry distribution chart, Centerspace ranks #668 out of 701 companies for Interest Coverage. This places Centerspace in the lower half of its industry. The industry median Interest Coverage is 3.12. Centerspace's value of 0.41 is 86.9% below this benchmark. Historically, Centerspace's own Interest Coverage has ranged from 0.08 to 1.09 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 3.12, Centerspace has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 701 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centerspace's current Interest Coverage of 0.41 is 86.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Centerspace and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centerspace's current Interest Coverage is 0.41, which is 23% below median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centerspace stock overvalued right now?
Based on GuruFocus' analysis, Centerspace (CSR) is currently considered Fairly Valued. The stock's GF Value™ is $59.38, compared to a current price of $56.74 — trading 4.4% below its estimated fair value. The current Interest Coverage is 0.41, which is 23% below median its 10-year median of 0.53 and 86.9% below the REITs industry median of 3.12. Centerspace's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Centerspace (CSR), the current Interest Coverage is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centerspace (CSR) Overvalued in 2026?

Based on GuruFocus' analysis, Centerspace stock appears to be undervalued. The current stock price of $56.74 is trading 4.4% below its estimated GF Value™ of $59.38. GuruFocus considers Centerspace to be Fairly Valued.

Key valuation signals for CSR:

  • Interest Coverage: 0.41 (23% below median its 10-year median of 0.53)
  • GF Value™: $59.38 vs. price of $56.74 (4.4% below fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 86.9% below the REITs median (#668 of 701)

No single metric tells the full story. See the CSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centerspace Business Description

Industry Real EstateREITs
Other Exchanges WXC1:Germany
Address 1324 20th Avenue SW, Minot, ND, USA, 58702-1988
Centerspace is a real estate investment trust (REIT) that focuses on the ownership, management, acquisitions, redevelopment, and development of apartment communities. The company operates through a single reportable segment which includes the ownership, management, development, redevelopment, and acquisition of apartment communities and conduct their corporate operations from offices in Minot, North Dakota and Minneapolis, Minnesota.
70GF Score

Get the complete analysis for CSR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.74
Price
$59.38
GF Value