DAIC (CID Holdco) Effective Interest Rate on Debt %: 66.06% (As of Mar. 2026)

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DAIC CID Holdco Inc DAIC
4 GF Score
Price $0.76
! 5 Warning Signs
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What is CID Holdco Effective Interest Rate on Debt %?

CID Holdco DAIC -3.23% 4 Effective Interest Rate on Debt % is 66.06% as of Mar. 2026. GuruFocus rates DAIC with a GF Score™ of 4/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CID Holdco's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.46 Mil. CID Holdco's average total debt for the quarter that ended in Mar. 2026 was $2.21 Mil. Therefore, CID Holdco's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 66.06%.


CID Holdco  (NAS:DAIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CID Holdco Effective Interest Rate on Debt % Related Terms


CID Holdco Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CID Holdco's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CID Holdco Effective Interest Rate on Debt % Chart

CID Holdco Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.00 0.00 31.64

CID Holdco Quarterly Data
Dec22 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 212.62 86.45 0.00 20.21 66.06

DAIC vs GTLL, SUIC, GTCH: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, CID Holdco's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CID Holdco Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, CID Holdco's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CID Holdco's Effective Interest Rate on Debt % falls into.


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CID Holdco Effective Interest Rate on Debt % Calculation

CID Holdco's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.405/( (0.301+2.259)/ 2 )
=-1  *  -0.405/1.28
=31.64 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.265 + 0.036
=0.301

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.578 + 1.681
=2.259

CID Holdco's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.46/( (2.259+2.161)/ 2 )
=-1  *  -1.46/2.21
=66.06 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.578 + 1.681
=2.259

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.54 + 1.621
=2.161

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 66.06% mean?
CID Holdco (DAIC) has a Effective Interest Rate on Debt % of 66.06% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CID Holdco and its competitors.
Is CID Holdco's Effective Interest Rate on Debt % too high?
CID Holdco's current Effective Interest Rate on Debt % is 66.06%. Overall, CID Holdco has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does CID Holdco's Effective Interest Rate on Debt % compare to GTLL and SUIC?
CID Holdco's Effective Interest Rate on Debt % of 66.06% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CID Holdco and its competitors. CID Holdco's current Effective Interest Rate on Debt % is 66.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CID Holdco stock overvalued right now?
CID Holdco (DAIC) has a current Effective Interest Rate on Debt % of 66.06%. The current Effective Interest Rate on Debt % is 66.06%. CID Holdco's overall GF Score™ is 4/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CID Holdco (DAIC), the current Effective Interest Rate on Debt % is 66.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CID Holdco Business Description

Address 5661 S Cameron Street, Suite 100, Las Vegas, NV, USA, 89118
CID Holdco Inc helps businesses digitally transform their operations using IoT and AI technology. Its main focus includes areas such as Industrial IoT, Indoor & Outdoor tracking with seamless transitions, Passive RFID (including Bluetooth and 5G), Collision Avoidance, real-time locating system, Dolly Management, and related supported software applications. The company is the developer of an asset tracking platform intended to push the limits of real-time precision-based location technology. Through its technological solutions, the Company serves multiple industries including Aviation, Construction, Delivery, Military, Mining, Retail, Sea Ports, Medical Logistics, Warehousing and Manufacturing.
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