DCSX (Direct Communication Solutions) Effective Interest Rate on Debt %: 32.21% (As of Dec. 2025)

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DCSX Direct Communication Solutions Inc DCSX
42 GF Score
Price $1.05
GF Value $1.30
! 6 Warning Signs
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What is Direct Communication Solutions Effective Interest Rate on Debt %?

Direct Communication Solutions DCSX 42 Effective Interest Rate on Debt % is 32.21% as of Dec. 2025. GuruFocus rates DCSX with a GF Score™ of 42/100 and a GF Value™ of $1.30. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Direct Communication Solutions's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $2.36 Mil. Direct Communication Solutions's average total debt for the quarter that ended in Dec. 2025 was $7.32 Mil. Therefore, Direct Communication Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 32.21%.


Direct Communication Solutions  (OTCPK:DCSX) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Direct Communication Solutions Effective Interest Rate on Debt % Related Terms


Direct Communication Solutions Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Direct Communication Solutions's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Direct Communication Solutions Effective Interest Rate on Debt % Chart

Direct Communication Solutions Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 11.76 5.51 11.32 23.49 32.21

Direct Communication Solutions Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 11.76 5.51 11.32 23.49 32.21

DCSX vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Direct Communication Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Direct Communication Solutions Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Direct Communication Solutions's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Direct Communication Solutions's Effective Interest Rate on Debt % falls into.


DCSX
42GF Score
Direct Communication Solutions Inc DCSX
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Direct Communication Solutions Effective Interest Rate on Debt % Calculation

Direct Communication Solutions's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.357/( (6.654+7.983)/ 2 )
=-1  *  -2.357/7.3185
=32.21 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.322 + 2.332
=6.654

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.193 + 7.79
=7.983

Direct Communication Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.357/( (6.654+7.983)/ 2 )
=-1  *  -2.357/7.3185
=32.21 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.322 + 2.332
=6.654

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.193 + 7.79
=7.983

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 32.21% mean?
Direct Communication Solutions (DCSX) has a Effective Interest Rate on Debt % of 32.21% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Direct Communication Solutions and its competitors.
Is Direct Communication Solutions' Effective Interest Rate on Debt % too high?
Direct Communication Solutions' current Effective Interest Rate on Debt % is 32.21%. Overall, Direct Communication Solutions has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Direct Communication Solutions' Effective Interest Rate on Debt % compare to IBM and ACN?
Direct Communication Solutions' Effective Interest Rate on Debt % of 32.21% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Direct Communication Solutions and its competitors. Direct Communication Solutions's current Effective Interest Rate on Debt % is 32.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Communication Solutions stock overvalued right now?
Direct Communication Solutions (DCSX) has a current Effective Interest Rate on Debt % of 32.21%. The stock's GF Value™ is $1.30, compared to a current price of $1.05 — trading 19.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 32.21%. Direct Communication Solutions' overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Direct Communication Solutions (DCSX), the current Effective Interest Rate on Debt % is 32.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Direct Communication Solutions (DCSX) Overvalued in 2026?

Based on GuruFocus' analysis, Direct Communication Solutions stock appears to be undervalued. The current stock price of $1.05 is trading 19.2% below its estimated GF Value™ of $1.30.

Key valuation signals for DCSX:

  • Effective Interest Rate on Debt %: 32.21%
  • GF Value™: $1.30 vs. price of $1.05 (19.2% below fair value)
  • GF Score™: 42/100 with 6 warning signs

No single metric tells the full story. See the DCSX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Direct Communication Solutions Business Description

Other Exchanges 7QU0:GermanyDCSI:Canada
Address 11021 Via Frontera, Suite C, San Diego, CA, USA, 92127
Direct Communication Solutions Inc is a provider of solutions for the Internet of Things (IoT), including monitoring-as-a-service (MaaS) solutions for the telematics market. The company's product portfolio includes GPS devices, modems, embedded modules, routers, and mobile tracking machine-to-machine (M2M) devices. Additionally, it provides communications and applications software and cloud services. The company's portfolio of SaaS solutions mainly includes MiFleet, which provides fleet and vehicle SaaS telematics; MiSensors, which provides easy M2M device management and service enablement for wireless sensors; and MiFailover, which provides high-speed wireless internet failover. Geographically, the company generates maximum revenue from the USA, and the rest from Canada and other regions.
42GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.05
Price
$1.30
GF Value