DIN (Dine Brands Global) Effective Interest Rate on Debt %: 5.42% (As of Mar. 2026)


DIN Dine Brands Global Inc DIN
75 GF Score
Price $35.71
GF Value $39.65
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Dine Brands Global Effective Interest Rate on Debt %?

Dine Brands Global DIN +1.77% 75 Effective Interest Rate on Debt % is 5.42% as of Mar. 2026. GuruFocus rates DIN with a GF Score™ of 75/100 and a GF Value™ of $39.65 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Dine Brands Global's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $87.2 Mil. Dine Brands Global's average total debt for the quarter that ended in Mar. 2026 was $1,608.5 Mil. Therefore, Dine Brands Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.42%.


Dine Brands Global  (NYSE:DIN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Dine Brands Global Effective Interest Rate on Debt % Related Terms


Dine Brands Global Effective Interest Rate on Debt % Historical Data

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The historical data trend for Dine Brands Global's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dine Brands Global Effective Interest Rate on Debt % Chart

Dine Brands Global Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 3.47 4.21 4.52 4.87

Dine Brands Global Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.37 4.34 5.09 5.38 5.42

DIN vs LOCO, NATH, PTLO: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Dine Brands Global's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dine Brands Global Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Dine Brands Global's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Dine Brands Global's Effective Interest Rate on Debt % falls into.


DIN
75GF Score
Dine Brands Global Inc DIN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dine Brands Global Effective Interest Rate on Debt % Calculation

Dine Brands Global's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -78/( (1603.1+1599.9)/ 2 )
=-1  *  -78/1601.5
=4.87 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1431.4 + 171.7
=1603.1

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1525.7 + 74.2
=1599.9

Dine Brands Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -87.2/( (1599.9+1617)/ 2 )
=-1  *  -87.2/1608.45
=5.42 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1525.7 + 74.2
=1599.9

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1542.7 + 74.3
=1617

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.42% mean?
Dine Brands Global (DIN) has a Effective Interest Rate on Debt % of 5.42% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dine Brands Global and its competitors.
Is Dine Brands Global's Effective Interest Rate on Debt % too high?
Dine Brands Global's current Effective Interest Rate on Debt % is 5.42%. Overall, Dine Brands Global has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dine Brands Global's Effective Interest Rate on Debt % compare to LOCO and NATH?
Dine Brands Global's Effective Interest Rate on Debt % of 5.42% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dine Brands Global and its competitors. Dine Brands Global's current Effective Interest Rate on Debt % is 5.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dine Brands Global stock overvalued right now?
Based on GuruFocus' analysis, Dine Brands Global (DIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $39.65, compared to a current price of $35.71 — trading 9.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.42%. Dine Brands Global's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Dine Brands Global (DIN), the current Effective Interest Rate on Debt % is 5.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dine Brands Global (DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dine Brands Global stock appears to be undervalued. The current stock price of $35.71 is trading 9.9% below its estimated GF Value™ of $39.65. GuruFocus considers Dine Brands Global to be Modestly Undervalued.

Key valuation signals for DIN:

  • Effective Interest Rate on Debt %: 5.42%
  • GF Value™: $39.65 vs. price of $35.71 (9.9% below fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dine Brands Global Business Description

Other Exchanges IHP:Germany
Address 10 West Walnut Street, 5th Floor, Pasadena, CA, USA, 91103
Dine Brands Global Inc owns and franchises thousands of restaurants under the International House of Pancakes (IHOP), Applebee's Neighborhood Grill + Bar (Applebee's), and the Fuzzy's Taco Shop (Fuzzy's) names. The company conducts its business through three reportable segments: Franchise, Company-owned restaurants, and Rental. The majority of its revenue is generated from the Franchise segment, which consists of IHOP, Applebee's, and Fuzzy's franchise operations and generates revenue mainly from royalties and advertising fees from several IHOP, Applebee's, and Fuzzy's franchised restaurants, in addition to revenues from the sale of proprietary IHOP and Fuzzy's products to its franchisees. Geographically, the majority of the company's revenues is generated from its domestic market.
75GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.71
Price
$39.65
GF Value