Dine Brands GlobalDIN -1.39%70 Interest Coverage is 1.39 as of Mar. 2026, which is 50% below its 10-year median of 2.77. GuruFocus rates DIN with a GF Score™ of 70/100 and a GF Value™ of $39.33 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 262 Restaurants companies, Dine Brands Global ranks worse than 84.35% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Dine Brands Global's
Operating Income
for the
three
months ended in Mar. 2026 was $30.4 Mil. Dine Brands Global's Interest Expense for the
three
months ended in Mar. 2026 was $-21.8 Mil.
Dine Brands Global's interest coverage for the quarter that ended in Mar. 2026 was 1.39.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Dine Brands Global Inc interest coverage is 1.68, which is low.
The historical rank and industry rank for Dine Brands Global's Interest Coverage or its related term are showing as below:
DIN'
s Interest Coverage Range Over the Past 10 Years
Min: 1.39 Med: 2.77 Max: 3.66
Current: 1.68
DIN's Interest Coverage is ranked worse than 84.35% of 262
companies
in the Restaurants industry
Industry Median: 6.45
vs DIN: 1.68
Dine Brands Global (NYSE:DIN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Dine Brands Global Interest Coverage Related Terms
Dine Brands Global Interest Coverage Historical Data
* Premium members only.
The historical data trend for Dine Brands Global's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
DIN vs NATH, LOCO, PTLO: Interest Coverage Comparison
For the Restaurants subindustry, Dine Brands Global's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dine Brands Global Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Dine Brands Global's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Dine Brands Global's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dine Brands Global (DIN) has a Interest Coverage of 1.39 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dine Brands Global and its competitors. This is 50% below median its historical median of 2.77. Over the past decade, Dine Brands Global's Interest Coverage has ranged from 1.39 to 3.66. According to the industry distribution chart, Dine Brands Global ranks #221 out of 262 companies in the Restaurants industry, placing it in the top 84.4%.
Is Dine Brands Global's Interest Coverage too high?
Dine Brands Global's current Interest Coverage of 1.39 is 50% below median its 10-year median of 2.77. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 3.66. The Restaurants industry median Interest Coverage is 6.45. Dine Brands Global's value of 1.39 is 78.4% below this industry median. Based on the distribution chart, Dine Brands Global ranks #221 out of 262 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Dine Brands Global has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dine Brands Global's Interest Coverage compare to NATH and LOCO?
According to the Restaurants industry distribution chart, Dine Brands Global ranks #221 out of 262 companies for Interest Coverage. This places Dine Brands Global in the lower half of its industry. The industry median Interest Coverage is 6.45. Dine Brands Global's value of 1.39 is 78.4% below this benchmark. Historically, Dine Brands Global's own Interest Coverage has ranged from 1.39 to 3.66 over the past decade. While the company's 10-year median is 2.77 vs. the industry median of 6.45, Dine Brands Global has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dine Brands Global's current Interest Coverage of 1.39 is 78.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dine Brands Global and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dine Brands Global's current Interest Coverage is 1.39, which is 50% below median its own 10-year median of 2.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dine Brands Global stock overvalued right now?
Based on GuruFocus' analysis, Dine Brands Global (DIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $39.33, compared to a current price of $33.38 — trading 15.1% below its estimated fair value. The current Interest Coverage is 1.39, which is 50% below median its 10-year median of 2.77 and 78.4% below the Restaurants industry median of 6.45. Dine Brands Global's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dine Brands Global (DIN), the current Interest Coverage is 1.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dine Brands Global (DIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dine Brands Global stock appears to be undervalued.
The current stock price of $33.38 is trading 15.1% below its estimated GF Value™ of $39.33.
GuruFocus considers Dine Brands Global to be Modestly Undervalued.
Key valuation signals for DIN:
Interest Coverage: 1.39 (50% below median its 10-year median of 2.77)
GF Value™: $39.33 vs. price of $33.38 (15.1% below fair value)
Industry Position: 78.4% below the Restaurants median (#221 of 262)
No single metric tells the full story. See the DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dine Brands Global Inc owns and franchises thousands of restaurants under the International House of Pancakes (IHOP), Applebee's Neighborhood Grill + Bar (Applebee's), and the Fuzzy's Taco Shop (Fuzzy's) names. The company conducts its business through three reportable segments: Franchise, Company-owned restaurants, and Rental. The majority of its revenue is generated from the Franchise segment, which consists of IHOP, Applebee's, and Fuzzy's franchise operations and generates revenue mainly from royalties and advertising fees from several IHOP, Applebee's, and Fuzzy's franchised restaurants, in addition to revenues from the sale of proprietary IHOP and Fuzzy's products to its franchisees. Geographically, the majority of the company's revenues is generated from its domestic market.
70GF Score
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