D2L (DTLIF) Effective Interest Rate on Debt %: 5.20% (As of Apr. 2026)


DTLIF D2L Inc DTLIF
69 GF Score
Price $7.37
GF Value $10.07
Valuation Modestly Undervalued
! 5 Warning Signs
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What is D2L Effective Interest Rate on Debt %?

D2L DTLIF +2.93% 69 Effective Interest Rate on Debt % is 5.20% as of Apr. 2026. GuruFocus rates DTLIF with a GF Score™ of 69/100 and a GF Value™ of $10.07 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. D2L's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.6 Mil. D2L's average total debt for the quarter that ended in Apr. 2026 was $11.5 Mil. Therefore, D2L's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 5.20%.


D2L  (OTCPK:DTLIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


D2L Effective Interest Rate on Debt % Related Terms


D2L Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for D2L's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

D2L Effective Interest Rate on Debt % Chart

D2L Annual Data
Trend Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 9.82 9.61 4.82 6.89 11.07

D2L Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.61 8.14 5.95 22.57 5.20

DTLIF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, D2L's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


D2L Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, D2L's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where D2L's Effective Interest Rate on Debt % falls into.


DTLIF
69GF Score
D2L Inc DTLIF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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D2L Effective Interest Rate on Debt % Calculation

D2L's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -1.27/( (11.18+11.759)/ 2 )
=-1  *  -1.27/11.4695
=11.07 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.978 + 1.202
=11.18

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.118 + 1.641
=11.759

D2L's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -0.6/( (11.759+11.332)/ 2 )
=-1  *  -0.6/11.5455
=5.20 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.118 + 1.641
=11.759

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.74 + 1.592
=11.332

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.20% mean?
D2L (DTLIF) has a Effective Interest Rate on Debt % of 5.20% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on D2L and its competitors.
Is D2L's Effective Interest Rate on Debt % too high?
D2L's current Effective Interest Rate on Debt % is 5.20%. Overall, D2L has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does D2L's Effective Interest Rate on Debt % compare to UBER and SHOP?
D2L's Effective Interest Rate on Debt % of 5.20% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on D2L and its competitors. D2L's current Effective Interest Rate on Debt % is 5.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is D2L stock overvalued right now?
Based on GuruFocus' analysis, D2L (DTLIF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.07, compared to a current price of $7.37 — trading 26.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.20%. D2L's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For D2L (DTLIF), the current Effective Interest Rate on Debt % is 5.20% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is D2L (DTLIF) Overvalued in 2026?

Based on GuruFocus' analysis, D2L stock appears to be undervalued. The current stock price of $7.37 is trading 26.8% below its estimated GF Value™ of $10.07. GuruFocus considers D2L to be Modestly Undervalued.

Key valuation signals for DTLIF:

  • Effective Interest Rate on Debt %: 5.20%
  • GF Value™: $10.07 vs. price of $7.37 (26.8% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the DTLIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


D2L Business Description

Other Exchanges NE5:GermanyDTOL:Canada
Address 137 Glasgow Street, Suite 560, Kitchener, ON, CAN, N2G 4X8
D2L Inc is a learning innovation company. It provides cloud-based learning software for higher education institutions, kindergarten to grade 12 (K-12) schools and districts, and private sector enterprises. The company serves K-12, higher education, associations, and the corporate sector. Its product includes D2L Brightspace and D2L Wave. Geographically, It operates in United States, Canada and Rest of the World, where it derives maximum revenue from United States.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.37
Price
$10.07
GF Value