EDUC (Educational Development) Effective Interest Rate on Debt %: 0.06% (As of May. 2026)

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EDUC Educational Development Corp EDUC
45 GF Score
Price $1.45
GF Value $0.81
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Educational Development Effective Interest Rate on Debt %?

Educational Development EDUC -0.68% 45 Effective Interest Rate on Debt % is 0.06% as of May. 2026. GuruFocus rates EDUC with a GF Score™ of 45/100 and a GF Value™ of $0.81 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Educational Development's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was $0.00 Mil. Educational Development's average total debt for the quarter that ended in May. 2026 was $6.73 Mil. Therefore, Educational Development's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 0.06%.


Educational Development  (NAS:EDUC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Educational Development Effective Interest Rate on Debt % Related Terms


Educational Development Effective Interest Rate on Debt % Historical Data

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The historical data trend for Educational Development's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Educational Development Effective Interest Rate on Debt % Chart

Educational Development Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.11 4.88 6.70 6.40 7.56

Educational Development Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.32 7.76 7.85 0.12 0.06

EDUC vs IDWM, TNMG, NYT: Effective Interest Rate on Debt % Comparison

For the Publishing subindustry, Educational Development's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Educational Development Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Educational Development's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Educational Development's Effective Interest Rate on Debt % falls into.


EDUC
45GF Score
Educational Development Corp EDUC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Educational Development Effective Interest Rate on Debt % Calculation

Educational Development's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -1.479/( (32.399+6.716)/ 2 )
=-1  *  -1.479/19.5575
=7.56 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.411 + 31.988
=32.399

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.344 + 1.372
=6.716

Educational Development's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -0.004/( (6.716+6.742)/ 2 )
=-1  *  -0.004/6.729
=0.06 %

where

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.344 + 1.372
=6.716

Total Debt  (Q: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.426 + 1.316
=6.742

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.06% mean?
Educational Development (EDUC) has a Effective Interest Rate on Debt % of 0.06% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Educational Development and its competitors.
Is Educational Development's Effective Interest Rate on Debt % too high?
Educational Development's current Effective Interest Rate on Debt % is 0.06%. Overall, Educational Development has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Educational Development's Effective Interest Rate on Debt % compare to IDWM and TNMG?
Educational Development's Effective Interest Rate on Debt % of 0.06% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Educational Development and its competitors. Educational Development's current Effective Interest Rate on Debt % is 0.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Educational Development stock overvalued right now?
Based on GuruFocus' analysis, Educational Development (EDUC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.81, compared to a current price of $1.45 — trading 79% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.06%. Educational Development's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Educational Development (EDUC), the current Effective Interest Rate on Debt % is 0.06% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Educational Development (EDUC) Overvalued in 2026?

Based on GuruFocus' analysis, Educational Development stock appears to be overvalued. The current stock price of $1.45 is trading 79% above its estimated GF Value™ of $0.81. GuruFocus considers Educational Development to be Significantly Overvalued.

Key valuation signals for EDUC:

  • Effective Interest Rate on Debt %: 0.06%
  • GF Value™: $0.81 vs. price of $1.45 (79% above fair value)
  • GF Score™: 45/100 with 7 warning signs

No single metric tells the full story. See the EDUC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Educational Development Business Description

Address 5402 South 122nd East Avenue, Tulsa, OK, USA, 74146
Educational Development Corp distributes books and educational products and publications through its PaperPie and EDC Publishing divisions to individual consumers, book, toy and gift stores, libraries and home educators located throughout the United States. The company is the owner and exclusive publisher of Kane Miller children's books; Learning Wrap-Ups, maker of educational manipulatives; and SmartLab Toys, maker of STEAM-based toys and games. It also the exclusive United States Multi-Level Marketing (MLM) distributor of Usborne Publishing Limited (Usborne) children's books. It sell children's books, educational toys and games and other related products. It has two reportable segments: PaperPie and Publishing of which majority of revenue comes from Paperpie.
45GF Score

Get the complete analysis for EDUC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.45
Price
$0.81
GF Value