EMLAF (Empire Co) Effective Interest Rate on Debt %: 4.11% (As of Apr. 2026)


EMLAF Empire Co Ltd EMLAF
79 GF Score
Price $34.02
GF Value $34.45
Valuation Fairly Valued
! 3 Warning Signs
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What is Empire Co Effective Interest Rate on Debt %?

Empire Co EMLAF -3.14% 79 Effective Interest Rate on Debt % is 4.11% as of Apr. 2026. GuruFocus rates EMLAF with a GF Score™ of 79/100 and a GF Value™ of $34.45 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Empire Co's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $236 Mil. Empire Co's average total debt for the quarter that ended in Apr. 2026 was $5,728 Mil. Therefore, Empire Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.11%.


Empire Co  (OTCPK:EMLAF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Empire Co Effective Interest Rate on Debt % Related Terms


Empire Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Empire Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empire Co Effective Interest Rate on Debt % Chart

Empire Co Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.14 3.76 4.17 4.28 4.17

Empire Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.43 4.23 4.10 4.05 4.11

EMLAF vs KR, SFM, ACI: Effective Interest Rate on Debt % Comparison

For the Grocery Stores subindustry, Empire Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empire Co Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Empire Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Empire Co's Effective Interest Rate on Debt % falls into.


EMLAF
79GF Score
Empire Co Ltd EMLAF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Empire Co Effective Interest Rate on Debt % Calculation

Empire Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -230.478/( (5338.674+5712.52)/ 2 )
=-1  *  -230.478/5525.597
=4.17 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4750.733 + 587.941
=5338.674

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5108.332 + 604.188
=5712.52

Empire Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -235.568/( (5743.229+5712.52)/ 2 )
=-1  *  -235.568/5727.8745
=4.11 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5146.322 + 596.907
=5743.229

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5108.332 + 604.188
=5712.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.11% mean?
Empire Co (EMLAF) has a Effective Interest Rate on Debt % of 4.11% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Empire Co and its competitors.
Is Empire Co's Effective Interest Rate on Debt % too high?
Empire Co's current Effective Interest Rate on Debt % is 4.11%. Overall, Empire Co has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Empire Co's Effective Interest Rate on Debt % compare to KR and SFM?
Empire Co's Effective Interest Rate on Debt % of 4.11% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Empire Co and its competitors. Empire Co's current Effective Interest Rate on Debt % is 4.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Co stock overvalued right now?
Based on GuruFocus' analysis, Empire Co (EMLAF) is currently considered Fairly Valued. The stock's GF Value™ is $34.45, compared to a current price of $34.02 — trading 1.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.11%. Empire Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Empire Co (EMLAF), the current Effective Interest Rate on Debt % is 4.11% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empire Co (EMLAF) Overvalued in 2026?

Based on GuruFocus' analysis, Empire Co stock appears to be undervalued. The current stock price of $34.02 is trading 1.3% below its estimated GF Value™ of $34.45. GuruFocus considers Empire Co to be Fairly Valued.

Key valuation signals for EMLAF:

  • Effective Interest Rate on Debt %: 4.11%
  • GF Value™: $34.45 vs. price of $34.02 (1.3% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the EMLAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empire Co Business Description

Other Exchanges C15:GermanyEMP.A:Canada
Address 115 King Street, Stellarton, NS, CAN, B0K 1S0
Empire Co Ltd is a Canadian company whose key businesses are food retailing and related real estate. The Company's business operations were conducted through its two reportable segments: Food retailing and Investments and other operations. The Food retailing segment is comprised of three operating segments: Sobeys National, Farm Boy and Longo's. Food retailing consists of corporate and franchisee-owned retail food stores, and includes convenience and fuel stores, retail pharmacy stores and in-store pharmacies, as well as an e-commerce grocery-business, providing customers offerings in fresh and non-fresh grocery, fuel, pharmacy, health and beauty care and general merchandise. The Investments and other operations consists of investments in Crombie REIT, real estate partnership.
79GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.02
Price
$34.45
GF Value