iOCO (EOHHF) Effective Interest Rate on Debt %: 104.41% (As of Jan. 2026)

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EOHHF iOCO Ltd EOHHF
45 GF Score
Price $0.23
GF Value $0.12
! 2 Warning Signs
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What is iOCO Effective Interest Rate on Debt %?

iOCO EOHHF +50.00% 45 Effective Interest Rate on Debt % is 104.41% as of Jan. 2026. GuruFocus rates EOHHF with a GF Score™ of 45/100 and a GF Value™ of $0.12. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. iOCO's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $4.3 Mil. iOCO's average total debt for the quarter that ended in Jan. 2026 was $4.2 Mil. Therefore, iOCO's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 104.41%.


iOCO  (OTCPK:EOHHF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


iOCO Effective Interest Rate on Debt % Related Terms


iOCO Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for iOCO's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iOCO Effective Interest Rate on Debt % Chart

iOCO Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.24 18.25 21.96 65.95 36.34

iOCO Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 189.55 -49.62 142.45 -101.07 104.41

EOHHF vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, iOCO's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iOCO Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, iOCO's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where iOCO's Effective Interest Rate on Debt % falls into.


EOHHF
45GF Score
iOCO Ltd EOHHF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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iOCO Effective Interest Rate on Debt % Calculation

iOCO's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -1.341/( (4.444+2.937)/ 2 )
=-1  *  -1.341/3.6905
=36.34 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.776 + 2.668
=4.444

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.311 + 1.626
=2.937

iOCO's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -4.336/( (2.937+5.369)/ 2 )
=-1  *  -4.336/4.153
=104.41 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.311 + 1.626
=2.937

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.087 + 2.282
=5.369

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 104.41% mean?
iOCO (EOHHF) has a Effective Interest Rate on Debt % of 104.41% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on iOCO and its competitors.
Is iOCO's Effective Interest Rate on Debt % too high?
iOCO's current Effective Interest Rate on Debt % is 104.41%. Overall, iOCO has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does iOCO's Effective Interest Rate on Debt % compare to IBM and ACN?
iOCO's Effective Interest Rate on Debt % of 104.41% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on iOCO and its competitors. iOCO's current Effective Interest Rate on Debt % is 104.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iOCO stock overvalued right now?
iOCO (EOHHF) has a current Effective Interest Rate on Debt % of 104.41%. The stock's GF Value™ is $0.12, compared to a current price of $0.23 — trading 87.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 104.41%. iOCO's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For iOCO (EOHHF), the current Effective Interest Rate on Debt % is 104.41% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iOCO (EOHHF) Overvalued in 2026?

Based on GuruFocus' analysis, iOCO stock appears to be overvalued. The current stock price of $0.23 is trading 87.5% above its estimated GF Value™ of $0.12.

Key valuation signals for EOHHF:

  • Effective Interest Rate on Debt %: 104.41%
  • GF Value™: $0.12 vs. price of $0.23 (87.5% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the EOHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iOCO Business Description

Other Exchanges IOC:South Africa
Address 2 Augrabies Road, Waterfall Office Par, Midrand, GT, ZAF, 1685
iOCO Ltd, FormerlyEOH Holdings Ltd is a South Africa-based firm offering IT services, software, IT infrastructure, industrial technologies, and outsourcing services. The company operates through three segments. iOCO segment consists of Digital, infrastructure, connected industrial ecosystem, digital business solutions, EasyHQ, international, and NEXTEC services. The majority of revenue is from Intelligent Technology Solutions.
45GF Score

Get the complete analysis for EOHHF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.23
Price
$0.12
GF Value