FA (First Advantage) Effective Interest Rate on Debt %: 6.16% (As of Jun. 2026)

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FA First Advantage Corp FA
60 GF Score
Price $21.04
GF Value $25.35
Valuation Modestly Undervalued
! 3 Warning Signs
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What is First Advantage Effective Interest Rate on Debt %?

First Advantage FA +0.33% 60 Effective Interest Rate on Debt % is 6.16% as of Jun. 2026. GuruFocus rates FA with a GF Score™ of 60/100 and a GF Value™ of $25.35 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. First Advantage's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $126 Mil. First Advantage's average total debt for the quarter that ended in Jun. 2026 was $2,053 Mil. Therefore, First Advantage's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.16%.


First Advantage  (NAS:FA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


First Advantage Effective Interest Rate on Debt % Related Terms


First Advantage Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for First Advantage's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Advantage Effective Interest Rate on Debt % Chart

First Advantage Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.73 1.64 5.81 3.81 7.95

First Advantage Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.35 7.54 7.09 5.75 6.16

FA vs MMS, ABM, CMPR: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, First Advantage's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Advantage Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, First Advantage's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where First Advantage's Effective Interest Rate on Debt % falls into.


FA
60GF Score
First Advantage Corp FA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Advantage Effective Interest Rate on Debt % Calculation

First Advantage's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -168.667/( (2156.533+2089.132)/ 2 )
=-1  *  -168.667/2122.8325
=7.95 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2130.438 + 26.095
=2156.533

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2085.564 + 3.568
=2089.132

First Advantage's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -126.432/( (2065.168+2041.061)/ 2 )
=-1  *  -126.432/2053.1145
=6.16 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2061.796 + 3.372
=2065.168

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2037.936 + 3.125
=2041.061

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.16% mean?
First Advantage (FA) has a Effective Interest Rate on Debt % of 6.16% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First Advantage and its competitors.
Is First Advantage's Effective Interest Rate on Debt % too high?
First Advantage's current Effective Interest Rate on Debt % is 6.16%. Overall, First Advantage has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Advantage's Effective Interest Rate on Debt % compare to MMS and ABM?
First Advantage's Effective Interest Rate on Debt % of 6.16% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First Advantage and its competitors. First Advantage's current Effective Interest Rate on Debt % is 6.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Advantage stock overvalued right now?
Based on GuruFocus' analysis, First Advantage (FA) is currently considered Modestly Undervalued. The stock's GF Value™ is $25.35, compared to a current price of $21.04 — trading 17% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.16%. First Advantage's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For First Advantage (FA), the current Effective Interest Rate on Debt % is 6.16% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Advantage (FA) Overvalued in 2026?

Based on GuruFocus' analysis, First Advantage stock appears to be undervalued. The current stock price of $21.04 is trading 17% below its estimated GF Value™ of $25.35. GuruFocus considers First Advantage to be Modestly Undervalued.

Key valuation signals for FA:

  • Effective Interest Rate on Debt %: 6.16%
  • GF Value™: $25.35 vs. price of $21.04 (17% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the FA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Advantage Business Description

Other Exchanges 0MS:Germany
Address 1 Concourse Parkway NE, Suite 200, Atlanta, GA, USA, 30328
First Advantage Corp is a provider of software and data in the Human Resources technology industry. The company provides end-to-end identity solutions, criminal background screening, credential verifications, drug and health screening, and continuous risk monitoring. It combines AI-powered proprietary technology platforms with proprietary data, primary source data, and third-party data. Its reportable segments are First Advantage Americas, First Advantage International, and Sterling. The company generates maximum revenue from the Sterling segment, which provides similar services as compared to First Advantage's Americas and International segments on a global basis. Geographically, the company generates the majority of its revenue from the United States.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.04
Price
$25.35
GF Value