FERG (Ferguson Enterprises) Effective Interest Rate on Debt %: 2.98% (As of Mar. 2026)

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FERG Ferguson Enterprises Inc FERG
89 GF Score
Price $232.10
GF Value $231.38
Valuation Fairly Valued
! 1 Warning Sign
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What is Ferguson Enterprises Effective Interest Rate on Debt %?

Ferguson Enterprises FERG +0.68% 89 Effective Interest Rate on Debt % is 2.98% as of Mar. 2026. GuruFocus rates FERG with a GF Score™ of 89/100 and a GF Value™ of $231.38 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ferguson Enterprises's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $180 Mil. Ferguson Enterprises's average total debt for the quarter that ended in Mar. 2026 was $6,050 Mil. Therefore, Ferguson Enterprises's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.98%.


Ferguson Enterprises  (NYSE:FERG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ferguson Enterprises Effective Interest Rate on Debt % Related Terms


Ferguson Enterprises Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ferguson Enterprises's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ferguson Enterprises Effective Interest Rate on Debt % Chart

Ferguson Enterprises Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 2.54 3.54 3.32 3.31

Ferguson Enterprises Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.29 3.10 3.39 3.07 2.98

FERG vs FAST, GWW, WCC: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, Ferguson Enterprises's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ferguson Enterprises Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Ferguson Enterprises's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ferguson Enterprises's Effective Interest Rate on Debt % falls into.


FERG
89GF Score
Ferguson Enterprises Inc FERG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ferguson Enterprises Effective Interest Rate on Debt % Calculation

Ferguson Enterprises's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -190/( (5517+5966)/ 2 )
=-1  *  -190/5741.5
=3.31 %

where

Ferguson Enterprises's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -180/( (6016+6083)/ 2 )
=-1  *  -180/6049.5
=2.98 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.98% mean?
Ferguson Enterprises (FERG) has a Effective Interest Rate on Debt % of 2.98% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ferguson Enterprises and its competitors.
Is Ferguson Enterprises' Effective Interest Rate on Debt % too high?
Ferguson Enterprises' current Effective Interest Rate on Debt % is 2.98%. Overall, Ferguson Enterprises has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ferguson Enterprises' Effective Interest Rate on Debt % compare to FAST and GWW?
Ferguson Enterprises' Effective Interest Rate on Debt % of 2.98% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ferguson Enterprises and its competitors. Ferguson Enterprises's current Effective Interest Rate on Debt % is 2.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ferguson Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Ferguson Enterprises (FERG) is currently considered Fairly Valued. The stock's GF Value™ is $231.38, compared to a current price of $232.10 — trading 0.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.98%. Ferguson Enterprises' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ferguson Enterprises (FERG), the current Effective Interest Rate on Debt % is 2.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ferguson Enterprises (FERG) Overvalued in 2026?

Based on GuruFocus' analysis, Ferguson Enterprises stock appears to be overvalued. The current stock price of $232.10 is trading 0.3% above its estimated GF Value™ of $231.38. GuruFocus considers Ferguson Enterprises to be Fairly Valued.

Key valuation signals for FERG:

  • Effective Interest Rate on Debt %: 2.98%
  • GF Value™: $231.38 vs. price of $232.10 (0.3% above fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the FERG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ferguson Enterprises Business Description

Other Exchanges FERGl:UKFERG:UKUH3:Germany
Address 751 Lakefront Commons, Newport News, VA, USA, 23606
Ferguson distributes plumbing and HVAC products to North American repair, maintenance, and improvement, new construction, and civil infrastructure markets. It serves over 1 million customers and sources products from 37,000 suppliers. Ferguson engages customers through approximately 1,700 North American branches, over the phone, online, and in residential showrooms. The firm sold its UK business in 2021 and is now solely focused on the North American market.
89GF Score

Get the complete analysis for FERG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$232.10
Price
$231.38
GF Value