FGROF (FirstGroup) Effective Interest Rate on Debt %: 5.66% (As of Mar. 2026)


FGROF FirstGroup PLC FGROF
75 GF Score
Price $2.38
GF Value $2.56
! 3 Warning Signs
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What is FirstGroup Effective Interest Rate on Debt %?

FirstGroup FGROF 75 Effective Interest Rate on Debt % is 5.66% as of Mar. 2026. GuruFocus rates FGROF with a GF Score™ of 75/100 and a GF Value™ of $2.56. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FirstGroup's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $86 Mil. FirstGroup's average total debt for the quarter that ended in Mar. 2026 was $1,525 Mil. Therefore, FirstGroup's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.66%.


FirstGroup  (OTCPK:FGROF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


FirstGroup Effective Interest Rate on Debt % Related Terms


FirstGroup Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FirstGroup's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstGroup Effective Interest Rate on Debt % Chart

FirstGroup Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.24 3.89 4.56 4.23 5.46

FirstGroup Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.09 4.76 3.89 4.82 5.66

FGROF vs UNP, CSX, NSC: Effective Interest Rate on Debt % Comparison

For the Railroads subindustry, FirstGroup's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FirstGroup Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, FirstGroup's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FirstGroup's Effective Interest Rate on Debt % falls into.


FGROF
75GF Score
FirstGroup PLC FGROF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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FirstGroup Effective Interest Rate on Debt % Calculation

FirstGroup's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -84.4/( (1753.747+1340)/ 2 )
=-1  *  -84.4/1546.8735
=5.46 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1152.713 + 601.034
=1753.747

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=772.4 + 567.6
=1340

FirstGroup's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -86.4/( (1710.541+1340)/ 2 )
=-1  *  -86.4/1525.2705
=5.66 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1046.892 + 663.649
=1710.541

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=772.4 + 567.6
=1340

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.66% mean?
FirstGroup (FGROF) has a Effective Interest Rate on Debt % of 5.66% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FirstGroup and its competitors.
Is FirstGroup's Effective Interest Rate on Debt % too high?
FirstGroup's current Effective Interest Rate on Debt % is 5.66%. Overall, FirstGroup has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does FirstGroup's Effective Interest Rate on Debt % compare to UNP and CSX?
FirstGroup's Effective Interest Rate on Debt % of 5.66% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FirstGroup and its competitors. FirstGroup's current Effective Interest Rate on Debt % is 5.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstGroup stock overvalued right now?
FirstGroup (FGROF) has a current Effective Interest Rate on Debt % of 5.66%. The stock's GF Value™ is $2.56, compared to a current price of $2.38 — trading 7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.66%. FirstGroup's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FirstGroup (FGROF), the current Effective Interest Rate on Debt % is 5.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FirstGroup (FGROF) Overvalued in 2026?

Based on GuruFocus' analysis, FirstGroup stock appears to be undervalued. The current stock price of $2.38 is trading 7% below its estimated GF Value™ of $2.56.

Key valuation signals for FGROF:

  • Effective Interest Rate on Debt %: 5.66%
  • GF Value™: $2.56 vs. price of $2.38 (7% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the FGROF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FirstGroup Business Description

Address 37 North Wharf Road, 8th Floor, The Point, Paddington, London, GBR, W2 1AF
FirstGroup PLC is a passenger transportation company domiciled in the United Kingdom. The company organizes itself into segments: Greyhound, First Bus, and First Rail. The Greyhound segment operates intercity coaches in the United States and Canada. First Bus operates buses in the United Kingdom. First Rail operates passenger trains in the United Kingdom. The company derives the majority of its revenue from the United Kingdom.
75GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.38
Price
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GF Value