FLTLF (Flow Traders) Effective Interest Rate on Debt %: 5.73% (As of Dec. 2025)


FLTLF Flow Traders Ltd FLTLF
51 GF Score
Price $29.45
GF Value $28.43
Valuation Fairly Valued
! 3 Warning Signs
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What is Flow Traders Effective Interest Rate on Debt %?

Flow Traders FLTLF 51 Effective Interest Rate on Debt % is 5.73% as of Dec. 2025. GuruFocus rates FLTLF with a GF Score™ of 51/100 and a GF Value™ of $28.43 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Flow Traders's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $200.8 Mil. Flow Traders's average total debt for the quarter that ended in Dec. 2025 was $3,501.1 Mil. Therefore, Flow Traders's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.73%.


Flow Traders  (OTCPK:FLTLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Flow Traders Effective Interest Rate on Debt % Related Terms


Flow Traders Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Flow Traders's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flow Traders Effective Interest Rate on Debt % Chart

Flow Traders Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.77 5.63 9.87 10.15 6.84

Flow Traders Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.11 8.80 8.30 6.10 5.73

FLTLF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Flow Traders's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flow Traders Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Flow Traders's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Flow Traders's Effective Interest Rate on Debt % falls into.


FLTLF
51GF Score
Flow Traders Ltd FLTLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Flow Traders Effective Interest Rate on Debt % Calculation

Flow Traders's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -187.584/( (2054.154+3427.201)/ 2 )
=-1  *  -187.584/2740.6775
=6.84 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2054.154 + 0
=2054.154

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3427.201 + 0
=3427.201

Flow Traders's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -200.78/( (3574.949+3427.201)/ 2 )
=-1  *  -200.78/3501.075
=5.73 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3574.949 + 0
=3574.949

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3427.201 + 0
=3427.201

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.73% mean?
Flow Traders (FLTLF) has a Effective Interest Rate on Debt % of 5.73% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Flow Traders and its competitors.
Is Flow Traders' Effective Interest Rate on Debt % too high?
Flow Traders' current Effective Interest Rate on Debt % is 5.73%. Overall, Flow Traders has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Flow Traders' Effective Interest Rate on Debt % compare to MS and GS?
Flow Traders' Effective Interest Rate on Debt % of 5.73% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Flow Traders and its competitors. Flow Traders's current Effective Interest Rate on Debt % is 5.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flow Traders stock overvalued right now?
Based on GuruFocus' analysis, Flow Traders (FLTLF) is currently considered Fairly Valued. The stock's GF Value™ is $28.43, compared to a current price of $29.45 — trading 3.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.73%. Flow Traders' overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Flow Traders (FLTLF), the current Effective Interest Rate on Debt % is 5.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flow Traders (FLTLF) Overvalued in 2026?

Based on GuruFocus' analysis, Flow Traders stock appears to be overvalued. The current stock price of $29.45 is trading 3.6% above its estimated GF Value™ of $28.43. GuruFocus considers Flow Traders to be Fairly Valued.

Key valuation signals for FLTLF:

  • Effective Interest Rate on Debt %: 5.73%
  • GF Value™: $28.43 vs. price of $29.45 (3.6% above fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the FLTLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flow Traders Business Description

Address Jacob Bontiusplaats 9, Amsterdams, NLD, 1018 LL
Flow Traders Ltd is a financial technology company operating in the financial markets, using its proprietary technology platform to provide liquidity by quoting bid and ask prices in financial products. It ensures the provision of liquidity to support the uninterrupted functioning of financial markets. The company's core trading focus is on exchange-traded products (ETPs), enabling investors to buy and sell ETPs by quoting bid and ask prices under virtually all market circumstances and also has expanded into fixed income, commodities, digital assets, and foreign exchange. The company's reportable segments are; Europe which generates key revenue, the Americas, and Asia.
51GF Score

Get the complete analysis for FLTLF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.45
Price
$28.43
GF Value