FLTLF (Flow Traders) Net Interest Margin (Bank Only) %: N/A% (As of Dec. 2025)


FLTLF Flow Traders Ltd FLTLF
48 GF Score
Price $29.45
GF Value $27.63
Valuation Fairly Valued
! 3 Warning Signs
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What is Flow Traders Net Interest Margin (Bank Only) %?

Flow Traders FLTLF 48 Net Interest Margin (Bank Only) % is N/A% as of Dec. 2025. GuruFocus rates FLTLF with a GF Score™ of 48/100 and a GF Value™ of $27.63 (Fairly Valued). The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Flow Traders's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2025 was $-200.8 Mil. Flow Traders's average earning assets for the quarter that ended in Dec. 2025 was $0.0 Mil. Therefore, Flow Traders's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 was N/A%.


Flow Traders  (OTCPK:FLTLF) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Flow Traders Net Interest Margin (Bank Only) % Related Terms


Flow Traders Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Flow Traders's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flow Traders Net Interest Margin (Bank Only) % Chart

Flow Traders Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -20,271.59 -32,349.26 0.00 0.00 0.00

Flow Traders Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -26,706.19 0.00 0.00 0.00 0.00

FLTLF vs MS, GS, SCHW: Net Interest Margin (Bank Only) % Comparison

For the Capital Markets subindustry, Flow Traders's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flow Traders Net Interest Margin (Bank Only) % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Flow Traders's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Flow Traders's Net Interest Margin (Bank Only) % falls into.


FLTLF
48GF Score
Flow Traders Ltd FLTLF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Flow Traders Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Flow Traders's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2024 ) + Earning Assets (A: Dec. 2025 ))/ count )
=-187.584/( (0 + 0)/ 1 )
=-187.584/0
=N/A %

where

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(A: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Flow Traders's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Dec. 2025 ))/ count )
=-200.78/( (0 + 0)/ 1 )
=-200.78/0
=N/A %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of N/A% mean?
Flow Traders (FLTLF) has a Net Interest Margin (Bank Only) % of N/A% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Flow Traders and its competitors.
Is Flow Traders' Net Interest Margin (Bank Only) % too high?
Flow Traders' current Net Interest Margin (Bank Only) % is N/A%. Overall, Flow Traders has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Flow Traders' Net Interest Margin (Bank Only) % compare to MS and GS?
Flow Traders' Net Interest Margin (Bank Only) % of N/A% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Capital Markets company?
A good Net Interest Margin (Bank Only) % depends on the Capital Markets industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Flow Traders and its competitors. Flow Traders's current Net Interest Margin (Bank Only) % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flow Traders stock overvalued right now?
Based on GuruFocus' analysis, Flow Traders (FLTLF) is currently considered Fairly Valued. The stock's GF Value™ is $27.63, compared to a current price of $29.45 — trading 6.6% above its estimated fair value. The current Net Interest Margin (Bank Only) % is N/A%. Flow Traders' overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Flow Traders (FLTLF), the current Net Interest Margin (Bank Only) % is N/A% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flow Traders (FLTLF) Overvalued in 2026?

Based on GuruFocus' analysis, Flow Traders stock appears to be overvalued. The current stock price of $29.45 is trading 6.6% above its estimated GF Value™ of $27.63. GuruFocus considers Flow Traders to be Fairly Valued.

Key valuation signals for FLTLF:

  • Net Interest Margin (Bank Only) %: N/A%
  • GF Value™: $27.63 vs. price of $29.45 (6.6% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the FLTLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flow Traders Business Description

Address Jacob Bontiusplaats 9, Amsterdams, NLD, 1018 LL
Flow Traders Ltd is a financial technology company operating in the financial markets, using its proprietary technology platform to provide liquidity by quoting bid and ask prices in financial products. It ensures the provision of liquidity to support the uninterrupted functioning of financial markets. The company's core trading focus is on exchange-traded products (ETPs), enabling investors to buy and sell ETPs by quoting bid and ask prices under virtually all market circumstances and also has expanded into fixed income, commodities, digital assets, and foreign exchange. The company's reportable segments are; Europe which generates key revenue, the Americas, and Asia.
48GF Score

Get the complete analysis for FLTLF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.45
Price
$27.63
GF Value