Zhong An Group (FRA:35Z) Effective Interest Rate on Debt %: 5.11% (As of Dec. 2025)

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FRA:35Z Zhong An Group Ltd FRA:35Z
43 GF Score
Price €0.01
GF Value €0.01
! 8 Warning Signs
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What is Zhong An Group Effective Interest Rate on Debt %?

Zhong An Group FRA:35Z +25.00% 43 Effective Interest Rate on Debt % is 5.11% as of Dec. 2025. GuruFocus rates FRA:35Z with a GF Score™ of 43/100 and a GF Value™ of €0.01. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zhong An Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €42 Mil. Zhong An Group's average total debt for the quarter that ended in Dec. 2025 was €819 Mil. Therefore, Zhong An Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.11%.


Zhong An Group  (FRA:35Z) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Zhong An Group Effective Interest Rate on Debt % Related Terms


Zhong An Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zhong An Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhong An Group Effective Interest Rate on Debt % Chart

Zhong An Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.43 0.90 1.06 1.97 4.61

Zhong An Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.87 1.99 4.26 5.11

Zhong An Group Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Zhong An Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhong An Group Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Zhong An Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zhong An Group's Effective Interest Rate on Debt % falls into.


FRA:35Z
43GF Score
Zhong An Group Ltd FRA:35Z
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhong An Group Effective Interest Rate on Debt % Calculation

Zhong An Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -38.886/( (862.804+823.673)/ 2 )
=-1  *  -38.886/843.2385
=4.61 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=545.428 + 317.376
=862.804

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=741.959 + 81.714
=823.673

Zhong An Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -41.862/( (814.106+823.673)/ 2 )
=-1  *  -41.862/818.8895
=5.11 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=723.189 + 90.917
=814.106

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=741.959 + 81.714
=823.673

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.11% mean?
Zhong An Group (FRA:35Z) has a Effective Interest Rate on Debt % of 5.11% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zhong An Group and its competitors.
Is Zhong An Group's Effective Interest Rate on Debt % too high?
Zhong An Group's current Effective Interest Rate on Debt % is 5.11%. Overall, Zhong An Group has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Zhong An Group's Effective Interest Rate on Debt % compare to competitors?
Zhong An Group's Effective Interest Rate on Debt % of 5.11% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zhong An Group and its competitors. Zhong An Group's current Effective Interest Rate on Debt % is 5.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhong An Group stock overvalued right now?
Zhong An Group (FRA:35Z) has a current Effective Interest Rate on Debt % of 5.11%. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 50% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.11%. Zhong An Group's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zhong An Group (FRA:35Z), the current Effective Interest Rate on Debt % is 5.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhong An Group (FRA:35Z) Overvalued in 2026?

Based on GuruFocus' analysis, Zhong An Group stock appears to be undervalued. The current stock price of €0.01 is trading 50% below its estimated GF Value™ of €0.01.

Key valuation signals for FRA:35Z:

  • Effective Interest Rate on Debt %: 5.11%
  • GF Value™: €0.01 vs. price of €0.01 (50% below fair value)
  • GF Score™: 43/100 with 8 warning signs

No single metric tells the full story. See the FRA:35Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhong An Group Business Description

Other Exchanges 00672:Hong Kong
Address No. 996, Xiaoshao Road, Xiaoshan District, Zhejiang Province, Hangzhou, CHN, 311201
Zhong An Group Ltd is an investment holding. It is engaged in property development, property leasing, and hotel operations. The operating segments of the group are the the Residential segment develops and sells residential properties, and provides property management services, project management services and other services to residential properties in Chinese Mainland and Canada; and the commercial segment develops and sells commercial properties, leases investment properties, owns and operates hotels and provides project management services and other services to commercial properties in Chinese Mainland, Japan and United Kingdom. It generates the majority of the revenue from the Residential segment.
43GF Score

Get the complete analysis for FRA:35Z

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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