Zhong An Group (FRA:35Z) Debt-to-EBITDA : -4.35 (As of Dec. 2025)

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FRA:35Z Zhong An Group Ltd FRA:35Z
43 GF Score
Price €0.01
GF Value €0.01
! 8 Warning Signs
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What is Zhong An Group Debt-to-EBITDA?

Zhong An Group FRA:35Z 43 Debt-to-EBITDA is -4.35 as of Dec. 2025. GuruFocus rates FRA:35Z with a GF Score™ of 43/100 and a GF Value™ of €0.01. The stock has 8 warning signs investors should review. Among 1,277 Real Estate companies, Zhong An Group ranks worse than 78308.46% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zhong An Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €82 Mil. Zhong An Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €742 Mil. Zhong An Group's annualized EBITDA for the quarter that ended in Dec. 2025 was €-189 Mil. Zhong An Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -4.35.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Zhong An Group's Debt-to-EBITDA or its related term are showing as below:

FRA:35Z' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -26.09   Med: 6.05   Max: 27.1
Current: -25.55

During the past 13 years, the highest Debt-to-EBITDA Ratio of Zhong An Group was 27.10. The lowest was -26.09. And the median was 6.05.

FRA:35Z's Debt-to-EBITDA is ranked worse than
100% of 1277 companies
in the Real Estate industry
Industry Median: 5.54 vs FRA:35Z: -25.55

Zhong An Group  (FRA:35Z) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Zhong An Group Debt-to-EBITDA Related Terms


Zhong An Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Zhong An Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhong An Group Debt-to-EBITDA Chart

Zhong An Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.10 9.13 11.61 4.27 -26.09

Zhong An Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.10 3.90 6.16 6.49 -4.35

Zhong An Group Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, Zhong An Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhong An Group Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Zhong An Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Zhong An Group's Debt-to-EBITDA falls into.


FRA:35Z
43GF Score
Zhong An Group Ltd FRA:35Z
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhong An Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zhong An Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(81.714 + 741.959) / -31.568
=-26.09

Zhong An Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(81.714 + 741.959) / -189.178
=-4.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -4.35 mean?
Zhong An Group (FRA:35Z) has a Debt-to-EBITDA of -4.35 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zhong An Group. According to the industry distribution chart, Zhong An Group ranks #999999 out of 1277 companies in the Real Estate industry.
Is Zhong An Group's Debt-to-EBITDA too high?
Zhong An Group's current Debt-to-EBITDA is -4.35. Based on the distribution chart, Zhong An Group ranks #999999 out of 1277 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Zhong An Group has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Zhong An Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Zhong An Group ranks #999999 out of 1277 companies for Debt-to-EBITDA. This places Zhong An Group in the lower half of its industry. The industry median Debt-to-EBITDA is 5.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.54, based on 1,277 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zhong An Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhong An Group's current Debt-to-EBITDA is -4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhong An Group stock overvalued right now?
Zhong An Group (FRA:35Z) has a current Debt-to-EBITDA of -4.35. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 50% below its estimated fair value. The current Debt-to-EBITDA is -4.35. Zhong An Group's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Zhong An Group (FRA:35Z), the current Debt-to-EBITDA is -4.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhong An Group (FRA:35Z) Overvalued in 2026?

Based on GuruFocus' analysis, Zhong An Group stock appears to be undervalued. The current stock price of €0.01 is trading 50% below its estimated GF Value™ of €0.01.

Key valuation signals for FRA:35Z:

  • Debt-to-EBITDA: -4.35
  • GF Value™: €0.01 vs. price of €0.01 (50% below fair value)
  • GF Score™: 43/100 with 8 warning signs

No single metric tells the full story. See the FRA:35Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhong An Group Business Description

Other Exchanges 00672:Hong Kong
Address No. 996, Xiaoshao Road, Xiaoshan District, Zhejiang Province, Hangzhou, CHN, 311201
Zhong An Group Ltd is an investment holding. It is engaged in property development, property leasing, and hotel operations. The operating segments of the group are the the Residential segment develops and sells residential properties, and provides property management services, project management services and other services to residential properties in Chinese Mainland and Canada; and the commercial segment develops and sells commercial properties, leases investment properties, owns and operates hotels and provides project management services and other services to commercial properties in Chinese Mainland, Japan and United Kingdom. It generates the majority of the revenue from the Residential segment.
43GF Score

Get the complete analysis for FRA:35Z

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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