Lords Group Trading (FRA:7S6) Effective Interest Rate on Debt %: 6.36% (As of Dec. 2025)

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FRA:7S6 Lords Group Trading PLC FRA:7S6
40 GF Score
Price €0.12
GF Value €0.49
! 5 Warning Signs
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What is Lords Group Trading Effective Interest Rate on Debt %?

Lords Group Trading FRA:7S6 +0.85% 40 Effective Interest Rate on Debt % is 6.36% as of Dec. 2025. GuruFocus rates FRA:7S6 with a GF Score™ of 40/100 and a GF Value™ of €0.49. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lords Group Trading's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €7.5 Mil. Lords Group Trading's average total debt for the quarter that ended in Dec. 2025 was €118.5 Mil. Therefore, Lords Group Trading's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.36%.


Lords Group Trading  (FRA:7S6) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lords Group Trading Effective Interest Rate on Debt % Related Terms


Lords Group Trading Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lords Group Trading's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lords Group Trading Effective Interest Rate on Debt % Chart

Lords Group Trading Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.02 5.93 7.19 7.28 6.45

Lords Group Trading Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.78 7.30 7.53 6.52 6.36

FRA:7S6 vs GWW, FAST, FERG: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, Lords Group Trading's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lords Group Trading Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Lords Group Trading's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lords Group Trading's Effective Interest Rate on Debt % falls into.


FRA:7S6
40GF Score
Lords Group Trading PLC FRA:7S6
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lords Group Trading Effective Interest Rate on Debt % Calculation

Lords Group Trading's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -7.66/( (123.269+114.324)/ 2 )
=-1  *  -7.66/118.7965
=6.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=98.76 + 24.509
=123.269

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=93.974 + 20.35
=114.324

Lords Group Trading's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -7.53/( (122.601+114.324)/ 2 )
=-1  *  -7.53/118.4625
=6.36 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=92.397 + 30.204
=122.601

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=93.974 + 20.35
=114.324

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.36% mean?
Lords Group Trading (FRA:7S6) has a Effective Interest Rate on Debt % of 6.36% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lords Group Trading and its competitors.
Is Lords Group Trading's Effective Interest Rate on Debt % too high?
Lords Group Trading's current Effective Interest Rate on Debt % is 6.36%. Overall, Lords Group Trading has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Lords Group Trading's Effective Interest Rate on Debt % compare to GWW and FAST?
Lords Group Trading's Effective Interest Rate on Debt % of 6.36% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lords Group Trading and its competitors. Lords Group Trading's current Effective Interest Rate on Debt % is 6.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lords Group Trading stock overvalued right now?
Lords Group Trading (FRA:7S6) has a current Effective Interest Rate on Debt % of 6.36%. The stock's GF Value™ is €0.49, compared to a current price of €0.12 — trading 75.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.36%. Lords Group Trading's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lords Group Trading (FRA:7S6), the current Effective Interest Rate on Debt % is 6.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lords Group Trading (FRA:7S6) Overvalued in 2026?

Based on GuruFocus' analysis, Lords Group Trading stock appears to be undervalued. The current stock price of €0.12 is trading 75.9% below its estimated GF Value™ of €0.49.

Key valuation signals for FRA:7S6:

  • Effective Interest Rate on Debt %: 6.36%
  • GF Value™: €0.49 vs. price of €0.12 (75.9% below fair value)
  • GF Score™: 40/100 with 5 warning signs

No single metric tells the full story. See the FRA:7S6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lords Group Trading Business Description

Other Exchanges LORD:UK
Address 12-15 Hanger Green, 2nd Floor, London, GBR, W5 3EL
Lords Group Trading PLC is a United Kingdom-based company engaged in the distribution of building materials, heating goods, and DIY goods to local tradesmen, large-scale developers, small and medium construction companies, and retail customers. The group operates in three segments, which are Merchanting, Plumbing and Heating, and Digital. It generates the majority of its revenue from Merchanting.
40GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.49
GF Value