MSC Industrial Direct Co (FRA:98M) Effective Interest Rate on Debt %: 3.89% (As of May. 2026)

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FRA:98M MSC Industrial Direct Co Inc FRA:98M
80 GF Score
Price €109.80
GF Value €80.65
Valuation Significantly Overvalued
! 8 Warning Signs
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What is MSC Industrial Direct Co Effective Interest Rate on Debt %?

MSC Industrial Direct Co FRA:98M -0.54% 80 Effective Interest Rate on Debt % is 3.89% as of May. 2026. GuruFocus rates FRA:98M with a GF Score™ of 80/100 and a GF Value™ of €80.65 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. MSC Industrial Direct Co's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was €18 Mil. MSC Industrial Direct Co's average total debt for the quarter that ended in May. 2026 was €474 Mil. Therefore, MSC Industrial Direct Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 3.89%.


MSC Industrial Direct Co  (FRA:98M) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


MSC Industrial Direct Co Effective Interest Rate on Debt % Related Terms


MSC Industrial Direct Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for MSC Industrial Direct Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MSC Industrial Direct Co Effective Interest Rate on Debt % Chart

MSC Industrial Direct Co Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.92 2.23 3.11 4.71 4.23

MSC Industrial Direct Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.97 4.04 3.89 3.88 3.89

FRA:98M vs POOL, XMTR, SITE: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, MSC Industrial Direct Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MSC Industrial Direct Co Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, MSC Industrial Direct Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where MSC Industrial Direct Co's Effective Interest Rate on Debt % falls into.


FRA:98M
80GF Score
MSC Industrial Direct Co Inc FRA:98M
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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MSC Industrial Direct Co Effective Interest Rate on Debt % Calculation

MSC Industrial Direct Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -20.67/( (515.333+462.835)/ 2 )
=-1  *  -20.67/489.084
=4.23 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=286.903 + 228.43
=515.333

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=171.545 + 291.29
=462.835

MSC Industrial Direct Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -18.432/( (472.688+475.442)/ 2 )
=-1  *  -18.432/474.065
=3.89 %

where

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=186.127 + 286.561
=472.688

Total Debt  (Q: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=99.043 + 376.399
=475.442

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.89% mean?
MSC Industrial Direct Co (FRA:98M) has a Effective Interest Rate on Debt % of 3.89% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MSC Industrial Direct Co and its competitors.
Is MSC Industrial Direct Co's Effective Interest Rate on Debt % too high?
MSC Industrial Direct Co's current Effective Interest Rate on Debt % is 3.89%. Overall, MSC Industrial Direct Co has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MSC Industrial Direct Co's Effective Interest Rate on Debt % compare to POOL and XMTR?
MSC Industrial Direct Co's Effective Interest Rate on Debt % of 3.89% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MSC Industrial Direct Co and its competitors. MSC Industrial Direct Co's current Effective Interest Rate on Debt % is 3.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MSC Industrial Direct Co stock overvalued right now?
Based on GuruFocus' analysis, MSC Industrial Direct Co (FRA:98M) is currently considered Significantly Overvalued. The stock's GF Value™ is €80.65, compared to a current price of €109.80 — trading 36.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.89%. MSC Industrial Direct Co's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For MSC Industrial Direct Co (FRA:98M), the current Effective Interest Rate on Debt % is 3.89% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MSC Industrial Direct Co (FRA:98M) Overvalued in 2026?

Based on GuruFocus' analysis, MSC Industrial Direct Co stock appears to be overvalued. The current stock price of €109.80 is trading 36.1% above its estimated GF Value™ of €80.65. GuruFocus considers MSC Industrial Direct Co to be Significantly Overvalued.

Key valuation signals for FRA:98M:

  • Effective Interest Rate on Debt %: 3.89%
  • GF Value™: €80.65 vs. price of €109.80 (36.1% above fair value)
  • GF Score™: 80/100 with 8 warning signs

No single metric tells the full story. See the FRA:98M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MSC Industrial Direct Co Business Description

Other Exchanges MSM:USA98M:Germany
Address 515 Broadhollow Road, Suite 1000, Melville, NY, USA, 11747
Founded in 1941, MSC Industrial Direct originally manufactured and sold cutting tools to metalworking shops in New York. Through a series of acquisitions and organic expansions, MSC has grown into an industrial distribution powerhouse with a focus on specialized metalworking products and services. The firm also distributes a wide breadth of maintenance, repair, and operations supplies. MSC primarily operates in North America, where it derives over 95% of its revenue.
80GF Score

Get the complete analysis for FRA:98M

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€109.80
Price
€80.65
GF Value