Medondo Holding AG (FRA:AMI) Effective Interest Rate on Debt %: 2.61% (As of Dec. 2025)

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FRA:AMI Medondo Holding AG FRA:AMI
43 GF Score
Price €0.17
GF Value €0.42
Valuation Possible Value Trap
! 8 Warning Signs
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What is Medondo Holding AG Effective Interest Rate on Debt %?

Medondo Holding AG FRA:AMI +32.17% 43 Effective Interest Rate on Debt % is 2.61% as of Dec. 2025. GuruFocus rates FRA:AMI with a GF Score™ of 43/100 and a GF Value™ of €0.42 (Possible Value Trap). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Medondo Holding AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.10 Mil. Medondo Holding AG's average total debt for the quarter that ended in Dec. 2025 was €3.83 Mil. Therefore, Medondo Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.61%.


Medondo Holding AG  (FRA:AMI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Medondo Holding AG Effective Interest Rate on Debt % Related Terms


Medondo Holding AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Medondo Holding AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medondo Holding AG Effective Interest Rate on Debt % Chart

Medondo Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.65 4.22 5.72 7.14 4.71

Medondo Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.85 2.70 10.40 5.45 2.61

FRA:AMI vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Medondo Holding AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medondo Holding AG Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Medondo Holding AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Medondo Holding AG's Effective Interest Rate on Debt % falls into.


FRA:AMI
43GF Score
Medondo Holding AG FRA:AMI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Medondo Holding AG Effective Interest Rate on Debt % Calculation

Medondo Holding AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.18/( (4.761+2.881)/ 2 )
=-1  *  -0.18/3.821
=4.71 %

where

Medondo Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.1/( (4.788+2.881)/ 2 )
=-1  *  -0.1/3.8345
=2.61 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.61% mean?
Medondo Holding AG (FRA:AMI) has a Effective Interest Rate on Debt % of 2.61% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Medondo Holding AG and its competitors.
Is Medondo Holding AG's Effective Interest Rate on Debt % too high?
Medondo Holding AG's current Effective Interest Rate on Debt % is 2.61%. Overall, Medondo Holding AG has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Medondo Holding AG's Effective Interest Rate on Debt % compare to IBM and ACN?
Medondo Holding AG's Effective Interest Rate on Debt % of 2.61% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Medondo Holding AG and its competitors. Medondo Holding AG's current Effective Interest Rate on Debt % is 2.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medondo Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Medondo Holding AG (FRA:AMI) is currently considered Possible Value Trap. The stock's GF Value™ is €0.42, compared to a current price of €0.17 — trading 59.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.61%. Medondo Holding AG's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Medondo Holding AG (FRA:AMI), the current Effective Interest Rate on Debt % is 2.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medondo Holding AG (FRA:AMI) Overvalued in 2026?

Based on GuruFocus' analysis, Medondo Holding AG stock appears to be undervalued. The current stock price of €0.17 is trading 59.4% below its estimated GF Value™ of €0.42. GuruFocus considers Medondo Holding AG to be Possible Value Trap.

Key valuation signals for FRA:AMI:

  • Effective Interest Rate on Debt %: 2.61%
  • GF Value™: €0.42 vs. price of €0.17 (59.4% below fair value)
  • GF Score™: 43/100 with 8 warning signs

No single metric tells the full story. See the FRA:AMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medondo Holding AG Business Description

Other Exchanges AMI:Germany
Address Tattenbachstrasse 6, Munich, BY, DEU, 80538
Medondo Holding AG is a management holding company based in Germany. Along with its subsidiaries, the company is involved in the provision of integrated, cloud-based software solutions for medical specialties, with a particular focus on secure and efficient patient communication. The group offers a cloud-based, integrated practice management software, Medondo Manager, which digitizes the different processes of medical practice. The software is provided to clients on a subscription-based model and features various capabilities, including a dedicated portal for each patient, an online appointment calendar, digital anamnesis, digital self-check-in, digital documents, and the generation of digital invoices, among other features.
43GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.17
Price
€0.42
GF Value