BHB Brauholding Bayern-Mitte AG (FRA:B9B) Effective Interest Rate on Debt %: 3.89% (As of Dec. 2025)

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FRA:B9B BHB Brauholding Bayern-Mitte AG FRA:B9B
73 GF Score
Price €2.00
GF Value €2.46
Valuation Modestly Undervalued
! 4 Warning Signs
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What is BHB Brauholding Bayern-Mitte AG Effective Interest Rate on Debt %?

BHB Brauholding Bayern-Mitte AG FRA:B9B 73 Effective Interest Rate on Debt % is 3.89% as of Dec. 2025. GuruFocus rates FRA:B9B with a GF Score™ of 73/100 and a GF Value™ of €2.46 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. BHB Brauholding Bayern-Mitte AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.15 Mil. BHB Brauholding Bayern-Mitte AG's average total debt for the quarter that ended in Dec. 2025 was €3.96 Mil. Therefore, BHB Brauholding Bayern-Mitte AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.89%.


BHB Brauholding Bayern-Mitte AG  (FRA:B9B) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


BHB Brauholding Bayern-Mitte AG Effective Interest Rate on Debt % Related Terms


BHB Brauholding Bayern-Mitte AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BHB Brauholding Bayern-Mitte AG Effective Interest Rate on Debt % Chart

BHB Brauholding Bayern-Mitte AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 1.81 3.93 7.42 4.51

BHB Brauholding Bayern-Mitte AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.55 5.30 4.27 4.30 3.89

FRA:B9B vs BUD, STZ, TAP: Effective Interest Rate on Debt % Comparison

For the Beverages - Brewers subindustry, BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BHB Brauholding Bayern-Mitte AG Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt % falls into.


FRA:B9B
73GF Score
BHB Brauholding Bayern-Mitte AG FRA:B9B
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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BHB Brauholding Bayern-Mitte AG Effective Interest Rate on Debt % Calculation

BHB Brauholding Bayern-Mitte AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.16/( (3.495+3.608)/ 2 )
=-1  *  -0.16/3.5515
=4.51 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.798 + 0.697
=3.495

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.508 + 1.1
=3.608

BHB Brauholding Bayern-Mitte AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.154/( (4.316+3.608)/ 2 )
=-1  *  -0.154/3.962
=3.89 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.508 + 1.1
=3.608

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.89% mean?
BHB Brauholding Bayern-Mitte AG (FRA:B9B) has a Effective Interest Rate on Debt % of 3.89% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BHB Brauholding Bayern-Mitte AG and its competitors.
Is BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt % too high?
BHB Brauholding Bayern-Mitte AG's current Effective Interest Rate on Debt % is 3.89%. Overall, BHB Brauholding Bayern-Mitte AG has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt % compare to BUD and STZ?
BHB Brauholding Bayern-Mitte AG's Effective Interest Rate on Debt % of 3.89% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BHB Brauholding Bayern-Mitte AG and its competitors. BHB Brauholding Bayern-Mitte AG's current Effective Interest Rate on Debt % is 3.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BHB Brauholding Bayern-Mitte AG stock overvalued right now?
Based on GuruFocus' analysis, BHB Brauholding Bayern-Mitte AG (FRA:B9B) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.46, compared to a current price of €2.00 — trading 18.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.89%. BHB Brauholding Bayern-Mitte AG's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For BHB Brauholding Bayern-Mitte AG (FRA:B9B), the current Effective Interest Rate on Debt % is 3.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BHB Brauholding Bayern-Mitte AG (FRA:B9B) Overvalued in 2026?

Based on GuruFocus' analysis, BHB Brauholding Bayern-Mitte AG stock appears to be undervalued. The current stock price of €2.00 is trading 18.7% below its estimated GF Value™ of €2.46. GuruFocus considers BHB Brauholding Bayern-Mitte AG to be Modestly Undervalued.

Key valuation signals for FRA:B9B:

  • Effective Interest Rate on Debt %: 3.89%
  • GF Value™: €2.46 vs. price of €2.00 (18.7% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRA:B9B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BHB Brauholding Bayern-Mitte AG Business Description

Address Manchinger Strasse 95, Ingolstadt, BY, DEU, 85053
BHB Brauholding Bayern-Mitte AG is a holding company. Along with its subsidiaries, it is mainly engaged in the in-house production and distribution of beers and non-alcoholic beverages, and the trading of beverages from other manufacturers. The group's brand portfolio comprises 10 wheat beers, 29 bottom-fermented beer specialties, and three beer-based mixed drinks. Additionally, it is involved in the operation of restaurants and the associated marketing, and offers a wide variety of mineral waters and non-alcoholic soft drinks.
73GF Score

Get the complete analysis for FRA:B9B

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.00
Price
€2.46
GF Value