Copa Holdings (FRA:C2H) Effective Interest Rate on Debt %: 4.40% (As of Mar. 2026)

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FRA:C2H Copa Holdings SA FRA:C2H
87 GF Score
Price €120.80
GF Value €101.39
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Copa Holdings Effective Interest Rate on Debt %?

Copa Holdings FRA:C2H -0.98% 87 Effective Interest Rate on Debt % is 4.40% as of Mar. 2026. GuruFocus rates FRA:C2H with a GF Score™ of 87/100 and a GF Value™ of €101.39 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Copa Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €89 Mil. Copa Holdings's average total debt for the quarter that ended in Mar. 2026 was €2,030 Mil. Therefore, Copa Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.40%.


Copa Holdings  (FRA:C2H) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Copa Holdings Effective Interest Rate on Debt % Related Terms


Copa Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Copa Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Copa Holdings Effective Interest Rate on Debt % Chart

Copa Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.26 5.50 9.10 4.60 4.33

Copa Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.64 4.52 4.58 4.91 4.40

FRA:C2H vs ALK, SKYW, ALGT: Effective Interest Rate on Debt % Comparison

For the Airlines subindustry, Copa Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Copa Holdings Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Copa Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Copa Holdings's Effective Interest Rate on Debt % falls into.


FRA:C2H
87GF Score
Copa Holdings SA FRA:C2H
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Copa Holdings Effective Interest Rate on Debt % Calculation

Copa Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -84.028/( (1910.481+1968.433)/ 2 )
=-1  *  -84.028/1939.457
=4.33 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1610.652 + 299.829
=1910.481

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1764.312 + 204.121
=1968.433

Copa Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -89.396/( (1968.433+2091.003)/ 2 )
=-1  *  -89.396/2029.718
=4.40 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1764.312 + 204.121
=1968.433

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1844.344 + 246.659
=2091.003

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.40% mean?
Copa Holdings (FRA:C2H) has a Effective Interest Rate on Debt % of 4.40% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Copa Holdings and its competitors.
Is Copa Holdings' Effective Interest Rate on Debt % too high?
Copa Holdings' current Effective Interest Rate on Debt % is 4.40%. Overall, Copa Holdings has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Copa Holdings' Effective Interest Rate on Debt % compare to ALK and SKYW?
Copa Holdings' Effective Interest Rate on Debt % of 4.40% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Copa Holdings and its competitors. Copa Holdings's current Effective Interest Rate on Debt % is 4.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Copa Holdings stock overvalued right now?
Based on GuruFocus' analysis, Copa Holdings (FRA:C2H) is currently considered Modestly Overvalued. The stock's GF Value™ is €101.39, compared to a current price of €120.80 — trading 19.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.40%. Copa Holdings' overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Copa Holdings (FRA:C2H), the current Effective Interest Rate on Debt % is 4.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Copa Holdings (FRA:C2H) Overvalued in 2026?

Based on GuruFocus' analysis, Copa Holdings stock appears to be overvalued. The current stock price of €120.80 is trading 19.1% above its estimated GF Value™ of €101.39. GuruFocus considers Copa Holdings to be Modestly Overvalued.

Key valuation signals for FRA:C2H:

  • Effective Interest Rate on Debt %: 4.40%
  • GF Value™: €101.39 vs. price of €120.80 (19.1% above fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the FRA:C2H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Copa Holdings Business Description

Other Exchanges CPA:USAC2H:Germany
Address Costa del Este, Complejo Business Park, Avenida Principal y Avenida de la Rotonda, Torre Norte Parque Lefevre, Panama, PAN, 0816-06819
Copa Holdings SA is a provider of airline passenger and cargo services through its subsidiaries. The company operates through the air transportation segment. It offers international air transportation for passengers, cargo, and mail, operating from its Panama City hub in the Republic of Panama, and domestic and international air transportation for passengers, cargo, and mail with a point-to-point route network through Copa Colombia, a Colombian air carrier. The company's geographical segments are North America, South America, Central America, and the Caribbean. It derives the maximum revenue from North America.
87GF Score

Get the complete analysis for FRA:C2H

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€120.80
Price
€101.39
GF Value