China Galaxy Securities Co (FRA:CGL) Effective Interest Rate on Debt %: 5.13% (As of Dec. 2025)


FRA:CGL China Galaxy Securities Co Ltd FRA:CGL
78 GF Score
Price €0.79
GF Value €0.90
! 3 Warning Signs
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What is China Galaxy Securities Co Effective Interest Rate on Debt %?

China Galaxy Securities Co FRA:CGL -1.86% 78 Effective Interest Rate on Debt % is 5.13% as of Dec. 2025. GuruFocus rates FRA:CGL with a GF Score™ of 78/100 and a GF Value™ of €0.90. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. China Galaxy Securities Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €1,089 Mil. China Galaxy Securities Co's average total debt for the quarter that ended in Dec. 2025 was €21,249 Mil. Therefore, China Galaxy Securities Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.13%.


China Galaxy Securities Co  (FRA:CGL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


China Galaxy Securities Co Effective Interest Rate on Debt % Related Terms


China Galaxy Securities Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for China Galaxy Securities Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Galaxy Securities Co Effective Interest Rate on Debt % Chart

China Galaxy Securities Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.11 6.11 6.68 6.78 4.92

China Galaxy Securities Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.82 7.50 6.81 5.64 5.13

FRA:CGL vs VOYA, FRHC: Effective Interest Rate on Debt % Comparison

For the Financial Conglomerates subindustry, China Galaxy Securities Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Galaxy Securities Co Effective Interest Rate on Debt % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, China Galaxy Securities Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where China Galaxy Securities Co's Effective Interest Rate on Debt % falls into.


FRA:CGL
78GF Score
China Galaxy Securities Co Ltd FRA:CGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Galaxy Securities Co Effective Interest Rate on Debt % Calculation

China Galaxy Securities Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1104.557/( (21004.539+23926.318)/ 2 )
=-1  *  -1104.557/22465.4285
=4.92 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21004.539 + 0
=21004.539

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23926.318 + 0
=23926.318

China Galaxy Securities Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1089.152/( (18570.748+23926.318)/ 2 )
=-1  *  -1089.152/21248.533
=5.13 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18570.748 + 0
=18570.748

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23926.318 + 0
=23926.318

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.13% mean?
China Galaxy Securities Co (FRA:CGL) has a Effective Interest Rate on Debt % of 5.13% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Galaxy Securities Co and its competitors.
Is China Galaxy Securities Co's Effective Interest Rate on Debt % too high?
China Galaxy Securities Co's current Effective Interest Rate on Debt % is 5.13%. Overall, China Galaxy Securities Co has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does China Galaxy Securities Co's Effective Interest Rate on Debt % compare to VOYA and FRHC?
China Galaxy Securities Co's Effective Interest Rate on Debt % of 5.13% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Galaxy Securities Co and its competitors. China Galaxy Securities Co's current Effective Interest Rate on Debt % is 5.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Galaxy Securities Co stock overvalued right now?
China Galaxy Securities Co (FRA:CGL) has a current Effective Interest Rate on Debt % of 5.13%. The stock's GF Value™ is €0.90, compared to a current price of €0.79 — trading 12.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.13%. China Galaxy Securities Co's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Galaxy Securities Co (FRA:CGL), the current Effective Interest Rate on Debt % is 5.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Galaxy Securities Co (FRA:CGL) Overvalued in 2026?

Based on GuruFocus' analysis, China Galaxy Securities Co stock appears to be undervalued. The current stock price of €0.79 is trading 12.2% below its estimated GF Value™ of €0.90.

Key valuation signals for FRA:CGL:

  • Effective Interest Rate on Debt %: 5.13%
  • GF Value™: €0.90 vs. price of €0.79 (12.2% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the FRA:CGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Galaxy Securities Co Business Description

Address No. 8 Xiying Street, Qinghai Finance Building, Building No. 1, Fengtai District, Beijing, CHN, 100073
China Galaxy Securities Co Ltd is an integrated financial services provider in the Chinese securities industry. It is principally engaged in securities and futures brokerage, institutional sales and investment research, proprietary trading and other securities trading services, margin financing and securities lending, asset management and wealth management, and equity investment management. The company's segments include the wealth management business, investment banking business, institutional business, international business, investment trading business, and other parent-subsidiary integration business.
78GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.79
Price
€0.90
GF Value