Citizen Watch Co (FRA:CTZ) Effective Interest Rate on Debt %: 0.80% (As of Mar. 2026)

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FRA:CTZ Citizen Watch Co Ltd FRA:CTZ
66 GF Score
Price €11.70
GF Value €6.29
Valuation Significantly Overvalued
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What is Citizen Watch Co Effective Interest Rate on Debt %?

Citizen Watch Co FRA:CTZ +0.86% 66 Effective Interest Rate on Debt % is 0.80% as of Mar. 2026. GuruFocus rates FRA:CTZ with a GF Score™ of 66/100 and a GF Value™ of €6.29 (Significantly Overvalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Citizen Watch Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €3 Mil. Citizen Watch Co's average total debt for the quarter that ended in Mar. 2026 was €357 Mil. Therefore, Citizen Watch Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.80%.


Citizen Watch Co  (FRA:CTZ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Citizen Watch Co Effective Interest Rate on Debt % Related Terms


Citizen Watch Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Citizen Watch Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizen Watch Co Effective Interest Rate on Debt % Chart

Citizen Watch Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.41 0.45 0.51 0.68

Citizen Watch Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.55 0.76 0.80 0.80

FRA:CTZ vs NKE, DECK, ONON: Effective Interest Rate on Debt % Comparison

For the Footwear & Accessories subindustry, Citizen Watch Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizen Watch Co Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Citizen Watch Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Citizen Watch Co's Effective Interest Rate on Debt % falls into.


FRA:CTZ
66GF Score
Citizen Watch Co Ltd FRA:CTZ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizen Watch Co Effective Interest Rate on Debt % Calculation

Citizen Watch Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -2.66/( (423.598+359.704)/ 2 )
=-1  *  -2.66/391.651
=0.68 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=329.104 + 94.494
=423.598

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=305.078 + 54.626
=359.704

Citizen Watch Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.856/( (353.497+359.704)/ 2 )
=-1  *  -2.856/356.6005
=0.80 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=325.973 + 27.524
=353.497

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=305.078 + 54.626
=359.704

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.80% mean?
Citizen Watch Co (FRA:CTZ) has a Effective Interest Rate on Debt % of 0.80% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Citizen Watch Co and its competitors.
Is Citizen Watch Co's Effective Interest Rate on Debt % too high?
Citizen Watch Co's current Effective Interest Rate on Debt % is 0.80%. Overall, Citizen Watch Co has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Watch Co's Effective Interest Rate on Debt % compare to NKE and DECK?
Citizen Watch Co's Effective Interest Rate on Debt % of 0.80% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Citizen Watch Co and its competitors. Citizen Watch Co's current Effective Interest Rate on Debt % is 0.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Watch Co stock overvalued right now?
Based on GuruFocus' analysis, Citizen Watch Co (FRA:CTZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.29, compared to a current price of €11.70 — trading 86% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.80%. Citizen Watch Co's overall GF Score™ is 66/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Citizen Watch Co (FRA:CTZ), the current Effective Interest Rate on Debt % is 0.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Watch Co (FRA:CTZ) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Watch Co stock appears to be overvalued. The current stock price of €11.70 is trading 86% above its estimated GF Value™ of €6.29. GuruFocus considers Citizen Watch Co to be Significantly Overvalued.

Key valuation signals for FRA:CTZ:

  • Effective Interest Rate on Debt %: 0.80%
  • GF Value™: €6.29 vs. price of €11.70 (86% above fair value)
  • GF Score™: 66/100

No single metric tells the full story. See the FRA:CTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizen Watch Co Business Description

Other Exchanges CHCLY:USA7762:Japan
Address 6-1-12, Tanashi-cho, Nishi Tokyo-shi, Tokyo, JPN, 188-8511
Citizen Watch Co Ltd is a company whose main business is to manufacture and sell watches, machine tools, electronic devices, and electronic products. The Company has four reportable segments which includes Watches Business, Machine Tools Business, Device Business, and Electronic Equipment and Other Business. It generates majority of the revenue from Watches Business segment.
66GF Score

Get the complete analysis for FRA:CTZ

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.70
Price
€6.29
GF Value