Citizen Watch Co (FRA:CTZ) Interest Coverage: 48.59 (As of Mar. 2026) — 17% Below Median


FRA:CTZ Citizen Watch Co Ltd FRA:CTZ
66 GF Score
Price €13.60
GF Value €6.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Citizen Watch Co Interest Coverage?

Citizen Watch Co FRA:CTZ -1.45% 66 Interest Coverage is 48.59 as of Mar. 2026, which is 17% below its 10-year median of 58.33. GuruFocus rates FRA:CTZ with a GF Score™ of 66/100 and a GF Value™ of €6.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 741 Manufacturing - Apparel & Accessories companies, Citizen Watch Co ranks better than 85.83% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Citizen Watch Co's Operating Income for the three months ended in Mar. 2026 was €35 Mil. Citizen Watch Co's Interest Expense for the three months ended in Mar. 2026 was €-1 Mil. Citizen Watch Co's interest coverage for the quarter that ended in Mar. 2026 was 48.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Citizen Watch Co's Interest Coverage or its related term are showing as below:

FRA:CTZ' s Interest Coverage Range Over the Past 10 Years
Min: 15.11   Med: 58.33   Max: 79.82
Current: 61.99


FRA:CTZ's Interest Coverage is ranked better than
85.83% of 741 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43 vs FRA:CTZ: 61.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Citizen Watch Co  (FRA:CTZ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Citizen Watch Co Interest Coverage Related Terms


Citizen Watch Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Citizen Watch Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Citizen Watch Co Interest Coverage Chart

Citizen Watch Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.77 79.84 75.06 58.32 61.99

Citizen Watch Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.76 48.96 64.70 82.00 48.59

FRA:CTZ vs NKE, DECK, ONON: Interest Coverage Comparison

For the Footwear & Accessories subindustry, Citizen Watch Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizen Watch Co Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Citizen Watch Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Citizen Watch Co's Interest Coverage falls into.


FRA:CTZ
66GF Score
Citizen Watch Co Ltd FRA:CTZ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizen Watch Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Citizen Watch Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Citizen Watch Co's Interest Expense was €-3 Mil. Its Operating Income was €165 Mil. And its Long-Term Debt & Capital Lease Obligation was €305 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*164.897/-2.66
=61.99

Citizen Watch Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Citizen Watch Co's Interest Expense was €-1 Mil. Its Operating Income was €35 Mil. And its Long-Term Debt & Capital Lease Obligation was €305 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*34.691/-0.714
=48.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 48.59 mean?
Citizen Watch Co (FRA:CTZ) has a Interest Coverage of 48.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Citizen Watch Co and its competitors. This is 17% below median its historical median of 58.33. Over the past decade, Citizen Watch Co's Interest Coverage has ranged from 15.11 to 79.82. According to the industry distribution chart, Citizen Watch Co ranks #105 out of 741 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 14.2%.
Is Citizen Watch Co's Interest Coverage too high?
Citizen Watch Co's current Interest Coverage of 48.59 is 17% below median its 10-year median of 58.33. Over the past 10 years, this metric has ranged from a low of 15.11 to a high of 79.82. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. Citizen Watch Co's value of 48.59 is 794.8% above this industry median. Based on the distribution chart, Citizen Watch Co ranks #105 out of 741 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, Citizen Watch Co has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Watch Co's Interest Coverage compare to NKE and DECK?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Citizen Watch Co ranks #105 out of 741 companies for Interest Coverage. This places Citizen Watch Co in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.43. Citizen Watch Co's value of 48.59 is 794.8% above this benchmark. Historically, Citizen Watch Co's own Interest Coverage has ranged from 15.11 to 79.82 over the past decade. While the company's 10-year median is 58.33 vs. the industry median of 5.43, Citizen Watch Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 741 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizen Watch Co's current Interest Coverage of 48.59 is 794.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Citizen Watch Co and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizen Watch Co's current Interest Coverage is 48.59, which is 17% below median its own 10-year median of 58.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Watch Co stock overvalued right now?
Based on GuruFocus' analysis, Citizen Watch Co (FRA:CTZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.24, compared to a current price of €13.60 — trading 117.9% above its estimated fair value. The current Interest Coverage is 48.59, which is 17% below median its 10-year median of 58.33 and 794.8% above the Manufacturing - Apparel & Accessories industry median of 5.43. Citizen Watch Co's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Citizen Watch Co (FRA:CTZ), the current Interest Coverage is 48.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Watch Co (FRA:CTZ) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Watch Co stock appears to be overvalued. The current stock price of €13.60 is trading 117.9% above its estimated GF Value™ of €6.24. GuruFocus considers Citizen Watch Co to be Significantly Overvalued.

Key valuation signals for FRA:CTZ:

  • Interest Coverage: 48.59 (17% below median its 10-year median of 58.33)
  • GF Value™: €6.24 vs. price of €13.60 (117.9% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 794.8% above the Manufacturing - Apparel & Accessories median (#105 of 741)

No single metric tells the full story. See the FRA:CTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizen Watch Co Business Description

Other Exchanges CHCLY:USA7762:Japan
Address 6-1-12, Tanashi-cho, Nishi Tokyo-shi, Tokyo, JPN, 188-8511
Citizen Watch Co Ltd is a company whose main business is to manufacture and sell watches, machine tools, electronic devices, and electronic products. The Company has four reportable segments which includes Watches Business, Machine Tools Business, Device Business, and Electronic Equipment and Other Business. It generates majority of the revenue from Watches Business segment.
66GF Score

Get the complete analysis for FRA:CTZ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.60
Price
€6.24
GF Value