Granite Construction (FRA:GRG) Effective Interest Rate on Debt %: 5.57% (As of Jun. 2026)

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FRA:GRG Granite Construction Inc FRA:GRG
77 GF Score
Price €103.00
GF Value €102.19
Valuation Fairly Valued
! 2 Warning Signs
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What is Granite Construction Effective Interest Rate on Debt %?

Granite Construction FRA:GRG +4.04% 77 Effective Interest Rate on Debt % is 5.57% as of Jun. 2026. GuruFocus rates FRA:GRG with a GF Score™ of 77/100 and a GF Value™ of €102.19 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Granite Construction's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €76 Mil. Granite Construction's average total debt for the quarter that ended in Jun. 2026 was €1,356 Mil. Therefore, Granite Construction's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.57%.


Granite Construction  (FRA:GRG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Granite Construction Effective Interest Rate on Debt % Related Terms


Granite Construction Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Granite Construction's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Granite Construction Effective Interest Rate on Debt % Chart

Granite Construction Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.72 3.67 3.41 3.79 3.89

Granite Construction Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.65 4.54 4.86 4.55 5.57

FRA:GRG vs LGN, ROAD, MYRG: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Granite Construction's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Granite Construction Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Granite Construction's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Granite Construction's Effective Interest Rate on Debt % falls into.


FRA:GRG
77GF Score
Granite Construction Inc FRA:GRG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Granite Construction Effective Interest Rate on Debt % Calculation

Granite Construction's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -40.328/( (795.373+1278.94)/ 2 )
=-1  *  -40.328/1037.1565
=3.89 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=775.056 + 20.317
=795.373

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=929.977 + 348.963
=1278.94

Granite Construction's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -75.556/( (1207.535+1503.753)/ 2 )
=-1  *  -75.556/1355.644
=5.57 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=851.108 + 356.427
=1207.535

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1141.759 + 361.994
=1503.753

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.57% mean?
Granite Construction (FRA:GRG) has a Effective Interest Rate on Debt % of 5.57% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Granite Construction and its competitors.
Is Granite Construction's Effective Interest Rate on Debt % too high?
Granite Construction's current Effective Interest Rate on Debt % is 5.57%. Overall, Granite Construction has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Granite Construction's Effective Interest Rate on Debt % compare to LGN and ROAD?
Granite Construction's Effective Interest Rate on Debt % of 5.57% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Granite Construction and its competitors. Granite Construction's current Effective Interest Rate on Debt % is 5.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Granite Construction stock overvalued right now?
Based on GuruFocus' analysis, Granite Construction (FRA:GRG) is currently considered Fairly Valued. The stock's GF Value™ is €102.19, compared to a current price of €103.00 — trading 0.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.57%. Granite Construction's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Granite Construction (FRA:GRG), the current Effective Interest Rate on Debt % is 5.57% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Granite Construction (FRA:GRG) Overvalued in 2026?

Based on GuruFocus' analysis, Granite Construction stock appears to be overvalued. The current stock price of €103.00 is trading 0.8% above its estimated GF Value™ of €102.19. GuruFocus considers Granite Construction to be Fairly Valued.

Key valuation signals for FRA:GRG:

  • Effective Interest Rate on Debt %: 5.57%
  • GF Value™: €102.19 vs. price of €103.00 (0.8% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the FRA:GRG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Granite Construction Business Description

Other Exchanges GVA:USAGRG:Germany
Address 585 West Beach Street, Watsonville, CA, USA, 95076
Granite Construction Inc engages in the construction and development of various infrastructure projects on behalf of public and private clients in the United States. The company focuses on heavy civil infrastructure projects, including roads, highways, transit facilities, airports, bridges, dams, tunnels, and other infrastructure projects. In addition, the company performs site preparation and infrastructure services for residential development, energy development, and other facilities. The majority of revenue is derived from the company's Construction operating segment, and rest from Materials segment.
77GF Score

Get the complete analysis for FRA:GRG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€103.00
Price
€102.19
GF Value