Careium AB (FRA:I81) Effective Interest Rate on Debt %: 1.91% (As of Jun. 2026)

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FRA:I81 Careium AB FRA:I81
83 GF Score
Price €2.66
GF Value €2.60
Valuation Fairly Valued
! 6 Warning Signs
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What is Careium AB Effective Interest Rate on Debt %?

Careium AB FRA:I81 +3.50% 83 Effective Interest Rate on Debt % is 1.91% as of Jun. 2026. GuruFocus rates FRA:I81 with a GF Score™ of 83/100 and a GF Value™ of €2.60 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Careium AB's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €0.36 Mil. Careium AB's average total debt for the quarter that ended in Jun. 2026 was €19.07 Mil. Therefore, Careium AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 1.91%.


Careium AB  (FRA:I81) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Careium AB Effective Interest Rate on Debt % Related Terms


Careium AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Careium AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Careium AB Effective Interest Rate on Debt % Chart

Careium AB Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.93 2.84 6.11 6.21 5.26

Careium AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.64 16.62 8.02 5.97 1.91

FRA:I81 vs ALLE, MSA, ADT: Effective Interest Rate on Debt % Comparison

For the Security & Protection Services subindustry, Careium AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Careium AB Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Careium AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Careium AB's Effective Interest Rate on Debt % falls into.


FRA:I81
83GF Score
Careium AB FRA:I81
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Careium AB Effective Interest Rate on Debt % Calculation

Careium AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.956/( (17.109+19.27)/ 2 )
=-1  *  -0.956/18.1895
=5.26 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.196 + 0.913
=17.109

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.121 + 1.149
=19.27

Careium AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.364/( (19.292+18.855)/ 2 )
=-1  *  -0.364/19.0735
=1.91 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.234 + 1.058
=19.292

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.861 + 0.994
=18.855

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.91% mean?
Careium AB (FRA:I81) has a Effective Interest Rate on Debt % of 1.91% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Careium AB and its competitors.
Is Careium AB's Effective Interest Rate on Debt % too high?
Careium AB's current Effective Interest Rate on Debt % is 1.91%. Overall, Careium AB has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Careium AB's Effective Interest Rate on Debt % compare to ALLE and MSA?
Careium AB's Effective Interest Rate on Debt % of 1.91% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Careium AB and its competitors. Careium AB's current Effective Interest Rate on Debt % is 1.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Careium AB stock overvalued right now?
Based on GuruFocus' analysis, Careium AB (FRA:I81) is currently considered Fairly Valued. The stock's GF Value™ is €2.60, compared to a current price of €2.66 — trading 2.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.91%. Careium AB's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Careium AB (FRA:I81), the current Effective Interest Rate on Debt % is 1.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Careium AB (FRA:I81) Overvalued in 2026?

Based on GuruFocus' analysis, Careium AB stock appears to be overvalued. The current stock price of €2.66 is trading 2.3% above its estimated GF Value™ of €2.60. GuruFocus considers Careium AB to be Fairly Valued.

Key valuation signals for FRA:I81:

  • Effective Interest Rate on Debt %: 1.91%
  • GF Value™: €2.60 vs. price of €2.66 (2.3% above fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the FRA:I81 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Careium AB Business Description

Other Exchanges CARE:Sweden
Address Jorgen Kocksgatan 1B, Malmo, SWE, 211 20
Careium AB is a player in technology-enabled care in Sweden which provides solutions to improve the safety, quality of life, and independence of seniors both inside and outside the home. It offers a complete digital alarm chain. Its product catalog includes security alarms, fall sensors, smoke detectors motion detectors, accessories such as cameras, electronic locks, robotic medication assistive devices, and secure communication with alarm response. Geographically it has a presence in Nordics, the United Kingdom and Ireland, Central Europe, and Other markets, Its majority of the revenue comes from Nordics.
83GF Score

Get the complete analysis for FRA:I81

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.66
Price
€2.60
GF Value