Kps AG (FRA:KSC) Effective Interest Rate on Debt %: 8.97% (As of Sep. 2025)


FRA:KSC Kps AG FRA:KSC
34 GF Score
Price €0.21
GF Value €0.87
Valuation Possible Value Trap
! 7 Warning Signs
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What is Kps AG Effective Interest Rate on Debt %?

Kps AG FRA:KSC -9.09% 34 Effective Interest Rate on Debt % is 8.97% as of Sep. 2025. GuruFocus rates FRA:KSC with a GF Score™ of 34/100 and a GF Value™ of €0.87 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kps AG's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was €3.0 Mil. Kps AG's average total debt for the quarter that ended in Sep. 2025 was €33.2 Mil. Therefore, Kps AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 8.97%.


Kps AG  (FRA:KSC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kps AG Effective Interest Rate on Debt % Related Terms


Kps AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Kps AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kps AG Effective Interest Rate on Debt % Chart

Kps AG Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.80 1.90 3.32 5.12 6.19

Kps AG Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.41 9.14 5.60 9.09 8.97

FRA:KSC vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Kps AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kps AG Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Kps AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kps AG's Effective Interest Rate on Debt % falls into.


FRA:KSC
34GF Score
Kps AG FRA:KSC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kps AG Effective Interest Rate on Debt % Calculation

Kps AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -3.024/( (49.341+48.366)/ 2 )
=-1  *  -3.024/48.8535
=6.19 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.495 + 33.846
=49.341

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.063 + 31.303
=48.366

Kps AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -2.982/( (18.096+48.366)/ 2 )
=-1  *  -2.982/33.231
=8.97 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.083 + 4.013
=18.096

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.063 + 31.303
=48.366

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.97% mean?
Kps AG (FRA:KSC) has a Effective Interest Rate on Debt % of 8.97% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kps AG and its competitors.
Is Kps AG's Effective Interest Rate on Debt % too high?
Kps AG's current Effective Interest Rate on Debt % is 8.97%. Overall, Kps AG has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kps AG's Effective Interest Rate on Debt % compare to IBM and ACN?
Kps AG's Effective Interest Rate on Debt % of 8.97% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kps AG and its competitors. Kps AG's current Effective Interest Rate on Debt % is 8.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kps AG stock overvalued right now?
Based on GuruFocus' analysis, Kps AG (FRA:KSC) is currently considered Possible Value Trap. The stock's GF Value™ is €0.87, compared to a current price of €0.21 — trading 75.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.97%. Kps AG's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kps AG (FRA:KSC), the current Effective Interest Rate on Debt % is 8.97% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kps AG (FRA:KSC) Overvalued in 2026?

Based on GuruFocus' analysis, Kps AG stock appears to be undervalued. The current stock price of €0.21 is trading 75.9% below its estimated GF Value™ of €0.87. GuruFocus considers Kps AG to be Possible Value Trap.

Key valuation signals for FRA:KSC:

  • Effective Interest Rate on Debt %: 8.97%
  • GF Value™: €0.87 vs. price of €0.21 (75.9% below fair value)
  • GF Score™: 34/100 with 7 warning signs

No single metric tells the full story. See the FRA:KSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kps AG Business Description

Other Exchanges 0M2T:UKKSC:Germany
Address Beta-Strasse 10 H, Unterfohring, Munchen, BY, DEU, 85774
Kps AG is a German-based company that holds and consults information technology companies that provide business transformation and process optimization services. Its operating segments include Management Consulting / Transformation Consulting, System Integration, and Products /Licenses. The majority of its revenue comes from the Management consulting segment, which includes providing support for customers and developing concepts and solutions taking into account process, logistic, financial, and systems integration. The company's revenue includes the provision of services, revenue from maintenance contracts, and the sale of software. The company carries its operations in Germany, Switzerland, Scandinavia, the United Kingdom, Benelux, Spain, and others.
34GF Score

Get the complete analysis for FRA:KSC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.87
GF Value