FWD Group Holdings (FRA:O62) Effective Interest Rate on Debt %: 8.94% (As of Dec. 2025)

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FRA:O62 FWD Group Holdings Ltd FRA:O62
30 GF Score
Price €3.00
! 5 Warning Signs
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What is FWD Group Holdings Effective Interest Rate on Debt %?

FWD Group Holdings FRA:O62 -0.66% 30 Effective Interest Rate on Debt % is 8.94% as of Dec. 2025. GuruFocus rates FRA:O62 with a GF Score™ of 30/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FWD Group Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €232 Mil. FWD Group Holdings's average total debt for the quarter that ended in Dec. 2025 was €2,598 Mil. Therefore, FWD Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.94%.


FWD Group Holdings  (FRA:O62) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


FWD Group Holdings Effective Interest Rate on Debt % Related Terms


FWD Group Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FWD Group Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FWD Group Holdings Effective Interest Rate on Debt % Chart

FWD Group Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.64 4.86 5.94 8.45 7.81

FWD Group Holdings Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.34 7.16 7.59 7.51 8.94

FRA:O62 vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, FWD Group Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FWD Group Holdings Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, FWD Group Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FWD Group Holdings's Effective Interest Rate on Debt % falls into.


FRA:O62
30GF Score
FWD Group Holdings Ltd FRA:O62
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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FWD Group Holdings Effective Interest Rate on Debt % Calculation

FWD Group Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -213.5/( (2768.545+2698.64)/ 2 )
=-1  *  -213.5/2733.5925
=7.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2768.545 + 0
=2768.545

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2698.64 + 0
=2698.64

FWD Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -232.288/( (2497.827+2698.64)/ 2 )
=-1  *  -232.288/2598.2335
=8.94 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2497.827 + 0
=2497.827

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2698.64 + 0
=2698.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.94% mean?
FWD Group Holdings (FRA:O62) has a Effective Interest Rate on Debt % of 8.94% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FWD Group Holdings and its competitors.
Is FWD Group Holdings' Effective Interest Rate on Debt % too high?
FWD Group Holdings' current Effective Interest Rate on Debt % is 8.94%. Overall, FWD Group Holdings has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does FWD Group Holdings' Effective Interest Rate on Debt % compare to AFL and MET?
FWD Group Holdings' Effective Interest Rate on Debt % of 8.94% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FWD Group Holdings and its competitors. FWD Group Holdings's current Effective Interest Rate on Debt % is 8.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FWD Group Holdings stock overvalued right now?
FWD Group Holdings (FRA:O62) has a current Effective Interest Rate on Debt % of 8.94%. The current Effective Interest Rate on Debt % is 8.94%. FWD Group Holdings' overall GF Score™ is 30/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FWD Group Holdings (FRA:O62), the current Effective Interest Rate on Debt % is 8.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FWD Group Holdings Business Description

Other Exchanges 01828:Hong Kong
Address 14 Taikoo Wan Road, 13th Floor, Taikoo Shing, Hong Kong, HKG
FWD Group Holdings Ltd is a holding company. The Company and its subsidiaries are principally engaged in the provision of products and services focusing on life insurance, general insurance, and investment services (the Insurance Business). The operating segments of the company are each of the geographical markets in which the Operating Group operates, which are Hong Kong, Thailand, Japan, Emerging Markets & Corporate, and Others.
30GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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