Pine Technology Holdings (FRA:PNY) Effective Interest Rate on Debt %: 3.04% (As of Dec. 2025)

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FRA:PNY Pine Technology Holdings Ltd FRA:PNY
42 GF Score
Price €0.02
GF Value €0.01
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Pine Technology Holdings Effective Interest Rate on Debt %?

Pine Technology Holdings FRA:PNY -17.54% 42 Effective Interest Rate on Debt % is 3.04% as of Dec. 2025. GuruFocus rates FRA:PNY with a GF Score™ of 42/100 and a GF Value™ of €0.01 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pine Technology Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.01 Mil. Pine Technology Holdings's average total debt for the quarter that ended in Dec. 2025 was €0.26 Mil. Therefore, Pine Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.04%.


Pine Technology Holdings  (FRA:PNY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pine Technology Holdings Effective Interest Rate on Debt % Related Terms


Pine Technology Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pine Technology Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pine Technology Holdings Effective Interest Rate on Debt % Chart

Pine Technology Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.77 7.23 3.50 5.87 3.77

Pine Technology Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.45 4.67 14.29 4.62 3.04

FRA:PNY vs DELL, ANET, SNDK: Effective Interest Rate on Debt % Comparison

For the Computer Hardware subindustry, Pine Technology Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pine Technology Holdings Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Pine Technology Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pine Technology Holdings's Effective Interest Rate on Debt % falls into.


FRA:PNY
42GF Score
Pine Technology Holdings Ltd FRA:PNY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pine Technology Holdings Effective Interest Rate on Debt % Calculation

Pine Technology Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.006/( (0.071+0.247)/ 2 )
=-1  *  -0.006/0.159
=3.77 %

where

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.073 + 0.174
=0.247

Pine Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.008/( (0.247+0.28)/ 2 )
=-1  *  -0.008/0.2635
=3.04 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.073 + 0.174
=0.247

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.011 + 0.269
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.04% mean?
Pine Technology Holdings (FRA:PNY) has a Effective Interest Rate on Debt % of 3.04% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pine Technology Holdings and its competitors.
Is Pine Technology Holdings' Effective Interest Rate on Debt % too high?
Pine Technology Holdings' current Effective Interest Rate on Debt % is 3.04%. Overall, Pine Technology Holdings has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pine Technology Holdings' Effective Interest Rate on Debt % compare to DELL and ANET?
Pine Technology Holdings' Effective Interest Rate on Debt % of 3.04% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pine Technology Holdings and its competitors. Pine Technology Holdings's current Effective Interest Rate on Debt % is 3.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pine Technology Holdings stock overvalued right now?
Based on GuruFocus' analysis, Pine Technology Holdings (FRA:PNY) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.01, compared to a current price of €0.02 — trading 130% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.04%. Pine Technology Holdings' overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pine Technology Holdings (FRA:PNY), the current Effective Interest Rate on Debt % is 3.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pine Technology Holdings (FRA:PNY) Overvalued in 2026?

Based on GuruFocus' analysis, Pine Technology Holdings stock appears to be overvalued. The current stock price of €0.02 is trading 130% above its estimated GF Value™ of €0.01. GuruFocus considers Pine Technology Holdings to be Significantly Overvalued.

Key valuation signals for FRA:PNY:

  • Effective Interest Rate on Debt %: 3.04%
  • GF Value™: €0.01 vs. price of €0.02 (130% above fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the FRA:PNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pine Technology Holdings Business Description

Other Exchanges 01079:Hong KongPNY:Germany
Address 88-98 Des Voeux Road Central, Unit B, 12th Floor, Central 88, Central, Hong Kong, HKG
Pine Technology Holdings Ltd engages in the sales of computer components, consumer electronic products, raw plastic materials, and the provision of computer software, hardware, and system development services. The Group operates through four main segments: Group's brand products, involving the manufacture and sales of video graphics cards and other computer components under its own brand; Other brand products, covering the distribution of third-party computer components and consumer electronic products; Trading business, focused on trading activities in the PRC; and Computer software, hardware, and system development services. The Other brand products segment is the primary revenue contributor. The company exports its products to the PRC and Hong Kong.
42GF Score

Get the complete analysis for FRA:PNY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
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