Elate Holdings (FRA:SN3) Effective Interest Rate on Debt %: 5.08% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:SN3 Elate Holdings Ltd FRA:SN3
47 GF Score
Price €0.01
GF Value €0.01
! 7 Warning Signs
View Full Analysis

What is Elate Holdings Effective Interest Rate on Debt %?

Elate Holdings FRA:SN3 47 Effective Interest Rate on Debt % is 5.08% as of Dec. 2025. GuruFocus rates FRA:SN3 with a GF Score™ of 47/100 and a GF Value™ of €0.01. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Elate Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.0 Mil. Elate Holdings's average total debt for the quarter that ended in Dec. 2025 was €0.1 Mil. Therefore, Elate Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.08%.


Elate Holdings  (FRA:SN3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Elate Holdings Effective Interest Rate on Debt % Related Terms


Elate Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Elate Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elate Holdings Effective Interest Rate on Debt % Chart

Elate Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.93 8.36 9.93 9.09 5.51

Elate Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.27 12.50 7.41 6.00 5.08

FRA:SN3 vs APH, GLW, TEL: Effective Interest Rate on Debt % Comparison

For the Electronic Components subindustry, Elate Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elate Holdings Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Elate Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Elate Holdings's Effective Interest Rate on Debt % falls into.


FRA:SN3
47GF Score
Elate Holdings Ltd FRA:SN3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Elate Holdings Effective Interest Rate on Debt % Calculation

Elate Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.01/( (0.297+0.066)/ 2 )
=-1  *  -0.01/0.1815
=5.51 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.074 + 0.223
=0.297

Elate Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.006/( (0.17+0.066)/ 2 )
=-1  *  -0.006/0.118
=5.08 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.017 + 0.153
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.08% mean?
Elate Holdings (FRA:SN3) has a Effective Interest Rate on Debt % of 5.08% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Elate Holdings and its competitors.
Is Elate Holdings' Effective Interest Rate on Debt % too high?
Elate Holdings' current Effective Interest Rate on Debt % is 5.08%. Overall, Elate Holdings has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Elate Holdings' Effective Interest Rate on Debt % compare to APH and GLW?
Elate Holdings' Effective Interest Rate on Debt % of 5.08% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Elate Holdings and its competitors. Elate Holdings's current Effective Interest Rate on Debt % is 5.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elate Holdings stock overvalued right now?
Elate Holdings (FRA:SN3) has a current Effective Interest Rate on Debt % of 5.08%. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 25% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.08%. Elate Holdings' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Elate Holdings (FRA:SN3), the current Effective Interest Rate on Debt % is 5.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elate Holdings (FRA:SN3) Overvalued in 2026?

Based on GuruFocus' analysis, Elate Holdings stock appears to be undervalued. The current stock price of €0.01 is trading 25% below its estimated GF Value™ of €0.01.

Key valuation signals for FRA:SN3:

  • Effective Interest Rate on Debt %: 5.08%
  • GF Value™: €0.01 vs. price of €0.01 (25% below fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the FRA:SN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Elate Holdings Business Description

Other Exchanges 00076:Hong Kong
Address 13-14 Connaught Road Central and 21-23 Des Voeux Road Central, Unit 1002, 10th Floor, Euro Trade Centre, Hong Kong, HKG
Elate Holdings Ltd is principally engaged in the manufacture and sales of graphite products, the manufacture and sales of electronic products in the United Kingdom, the design and manufacturing business in the United Kingdom, and the exploration and development of businesses relating. The Group operates through the segments of sales of graphite products, manufacture and sales of electronic products, and design and manufacturing of electronic products. The manufacture and sales of the electronic products segment generate maximum revenue. The company generates the majority of its revenue from Hong Kong.
47GF Score

Get the complete analysis for FRA:SN3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.01
Price
€0.01
GF Value