Invalda INVL AB (FRA:WTK) Effective Interest Rate on Debt %: 6.77% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:WTK Invalda INVL AB FRA:WTK
87 GF Score
Price €27.40
GF Value €19.24
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Invalda INVL AB Effective Interest Rate on Debt %?

Invalda INVL AB FRA:WTK +4.58% 87 Effective Interest Rate on Debt % is 6.77% as of Dec. 2025. GuruFocus rates FRA:WTK with a GF Score™ of 87/100 and a GF Value™ of €19.24 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Invalda INVL AB's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.76 Mil. Invalda INVL AB's average total debt for the quarter that ended in Dec. 2025 was €11.22 Mil. Therefore, Invalda INVL AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.77%.


Invalda INVL AB  (FRA:WTK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Invalda INVL AB Effective Interest Rate on Debt % Related Terms


Invalda INVL AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Invalda INVL AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invalda INVL AB Effective Interest Rate on Debt % Chart

Invalda INVL AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.63 2.94 5.81 6.91 6.60

Invalda INVL AB Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.00 4.92 6.85 6.91 6.77

FRA:WTK vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Invalda INVL AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Invalda INVL AB Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Invalda INVL AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Invalda INVL AB's Effective Interest Rate on Debt % falls into.


FRA:WTK
87GF Score
Invalda INVL AB FRA:WTK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Invalda INVL AB Effective Interest Rate on Debt % Calculation

Invalda INVL AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.749/( (10.819+11.882)/ 2 )
=-1  *  -0.749/11.3505
=6.60 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.242 + 0.577
=10.819

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.466 + 0.416
=11.882

Invalda INVL AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.76/( (10.555+11.882)/ 2 )
=-1  *  -0.76/11.2185
=6.77 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.095 + 0.46
=10.555

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.466 + 0.416
=11.882

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.77% mean?
Invalda INVL AB (FRA:WTK) has a Effective Interest Rate on Debt % of 6.77% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Invalda INVL AB and its competitors.
Is Invalda INVL AB's Effective Interest Rate on Debt % too high?
Invalda INVL AB's current Effective Interest Rate on Debt % is 6.77%. Overall, Invalda INVL AB has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Invalda INVL AB's Effective Interest Rate on Debt % compare to BLK and BX?
Invalda INVL AB's Effective Interest Rate on Debt % of 6.77% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Invalda INVL AB and its competitors. Invalda INVL AB's current Effective Interest Rate on Debt % is 6.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invalda INVL AB stock overvalued right now?
Based on GuruFocus' analysis, Invalda INVL AB (FRA:WTK) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.24, compared to a current price of €27.40 — trading 42.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.77%. Invalda INVL AB's overall GF Score™ is 87/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Invalda INVL AB (FRA:WTK), the current Effective Interest Rate on Debt % is 6.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Invalda INVL AB (FRA:WTK) Overvalued in 2026?

Based on GuruFocus' analysis, Invalda INVL AB stock appears to be overvalued. The current stock price of €27.40 is trading 42.4% above its estimated GF Value™ of €19.24. GuruFocus considers Invalda INVL AB to be Significantly Overvalued.

Key valuation signals for FRA:WTK:

  • Effective Interest Rate on Debt %: 6.77%
  • GF Value™: €19.24 vs. price of €27.40 (42.4% above fair value)
  • GF Score™: 87/100 with 9 warning signs

No single metric tells the full story. See the FRA:WTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Invalda INVL AB Business Description

Other Exchanges IVL1L:Lithuania
Address Gyneju Street 14, Vilnius, LTU, LT-01109
Invalda INVL AB is an asset management company. It operates through the Asset management and Historical Investments activity segments. The Asset management segment includes pension, investment funds, alternative investments (private equity, real assets, and private debt) and portfolio management, financial brokerage, and land administration services. The Historical Investments activity segment includes the group investment activities to the unconsolidated subsidiaries, associates, and financial assets at fair value and administrative activities of the companies. The main investment activities of the company are Agriculture; Life insurance; Facility management; Real estate; and Bank activities. The majority of its revenue comes from the Asset management segment.
87GF Score

Get the complete analysis for FRA:WTK

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.40
Price
€19.24
GF Value