FRQN (Frequency Holdings) Effective Interest Rate on Debt %: 27.20% (As of Sep. 2025)

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What is Frequency Holdings Effective Interest Rate on Debt %?

Frequency Holdings FRQN -72.75% Effective Interest Rate on Debt % is 27.20% as of Sep. 2025. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Frequency Holdings's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.45 Mil. Frequency Holdings's average total debt for the quarter that ended in Sep. 2025 was $1.66 Mil. Therefore, Frequency Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 27.20%.


Frequency Holdings  (OTCPK:FRQN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Frequency Holdings Effective Interest Rate on Debt % Related Terms


Frequency Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Frequency Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequency Holdings Effective Interest Rate on Debt % Chart

Frequency Holdings Annual Data
Trend Oct14 Oct15 Oct16 Oct20 Oct21 Oct22 Oct23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 11.96 9.51 6.88 24.87 69.21

Frequency Holdings Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.57 58.85 43.77 86.74 27.20

FRQN vs WDDD, GBUX, GROO: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Frequency Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Frequency Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Frequency Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Frequency Holdings's Effective Interest Rate on Debt % falls into.



Frequency Holdings Effective Interest Rate on Debt % Calculation

Frequency Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -1.753/( (1.28+3.786)/ 2 )
=-1  *  -1.753/2.533
=69.21 %

where

Frequency Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.452/( (1.677+1.646)/ 2 )
=-1  *  -0.452/1.6615
=27.20 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 27.20% mean?
Frequency Holdings (FRQN) has a Effective Interest Rate on Debt % of 27.20% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Frequency Holdings and its competitors.
Is Frequency Holdings' Effective Interest Rate on Debt % too high?
Frequency Holdings' current Effective Interest Rate on Debt % is 27.20%.
How does Frequency Holdings' Effective Interest Rate on Debt % compare to WDDD and GBUX?
Frequency Holdings' Effective Interest Rate on Debt % of 27.20% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Frequency Holdings and its competitors. Frequency Holdings's current Effective Interest Rate on Debt % is 27.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Frequency Holdings stock overvalued right now?
Frequency Holdings (FRQN) has a current Effective Interest Rate on Debt % of 27.20%. The current Effective Interest Rate on Debt % is 27.20%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Frequency Holdings (FRQN), the current Effective Interest Rate on Debt % is 27.20% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Frequency Holdings Business Description

Address 8910 West 192nd Street, Suite N, Mokena, IL, USA, 60448
Frequency Holdings Inc is a technology-focused holding company. The Company's model is designed to compound value through independently managed subsidiaries and strategic investments, drawing from the long-term discipline of Berkshire Hathaway and the multi-brand architecture of Alphabet. It operates through its wholly owned subsidiary which serves as the Company's execution engine. ReachOut is a cybersecurity-first digital infrastructure platform delivering compliance readiness, proactive risk reduction, and operational support for small and mid-sized businesses. The business is built on recurring revenue, high retention, and measurable outcomes, providing a stable foundation of cashflow while continuing to scale.