GFAI (Guardforce AI Co) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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GFAI Guardforce AI Co Ltd GFAI
35 GF Score
Price $0.31
GF Value $0.62
Valuation Possible Value Trap
! 4 Warning Signs
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What is Guardforce AI Co Effective Interest Rate on Debt %?

Guardforce AI Co GFAI 35 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates GFAI with a GF Score™ of 35/100 and a GF Value™ of $0.62 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Guardforce AI Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.00 Mil. Guardforce AI Co's average total debt for the quarter that ended in Dec. 2025 was $3.58 Mil. Therefore, Guardforce AI Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


Guardforce AI Co  (NAS:GFAI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Guardforce AI Co Effective Interest Rate on Debt % Related Terms


Guardforce AI Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Guardforce AI Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guardforce AI Co Effective Interest Rate on Debt % Chart

Guardforce AI Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.73 4.21 3.74 0.00 0.00

Guardforce AI Co Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.00 0.00 0.00 0.00

GFAI vs VRME, BKYI, IVDA: Effective Interest Rate on Debt % Comparison

For the Security & Protection Services subindustry, Guardforce AI Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guardforce AI Co Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Guardforce AI Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Guardforce AI Co's Effective Interest Rate on Debt % falls into.


GFAI
35GF Score
Guardforce AI Co Ltd GFAI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Guardforce AI Co Effective Interest Rate on Debt % Calculation

Guardforce AI Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (2.605+4.223)/ 2 )
=-1  *  0/3.414
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.89 + 1.715
=2.605

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.081 + 2.142
=4.223

Guardforce AI Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (2.927+4.223)/ 2 )
=-1  *  0/3.575
=0.00 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.389 + 1.538
=2.927

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.081 + 2.142
=4.223

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Guardforce AI Co (GFAI) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Guardforce AI Co and its competitors.
Is Guardforce AI Co's Effective Interest Rate on Debt % too high?
Guardforce AI Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Guardforce AI Co has a GF Score™ of 35/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Guardforce AI Co's Effective Interest Rate on Debt % compare to VRME and BKYI?
Guardforce AI Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Guardforce AI Co and its competitors. Guardforce AI Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardforce AI Co stock overvalued right now?
Based on GuruFocus' analysis, Guardforce AI Co (GFAI) is currently considered Possible Value Trap. The stock's GF Value™ is $0.62, compared to a current price of $0.31 — trading 50% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Guardforce AI Co's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Guardforce AI Co (GFAI), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guardforce AI Co (GFAI) Overvalued in 2026?

Based on GuruFocus' analysis, Guardforce AI Co stock appears to be undervalued. The current stock price of $0.31 is trading 50% below its estimated GF Value™ of $0.62. GuruFocus considers Guardforce AI Co to be Possible Value Trap.

Key valuation signals for GFAI:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $0.62 vs. price of $0.31 (50% below fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the GFAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guardforce AI Co Business Description

Address 10 Anson Road, No. 28-01, International Plaza, Singapore, SGP, 079903
Guardforce AI Co Ltd is an integrated solution provider, specializing in security solutions, and also focuses on implementing AI and robotics solutions to improve business operational efficiency and sales and marketing processes, especially for the retail and travel industry in the Asia Pacific region. The company's operating business segments include Secured Logistics, AI & Robotics Solution Business, and Corporate and others. The majority of its revenue is generated from the Secured Logistics segment, which includes services like cash-in-transit, dedicated vehicles to banks, ATM management, cash center operations, cash processing, coin processing, cheque center, and cash deposit machine solutions. Geographically, the company generates maximum revenue from Thailand.
35GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.31
Price
$0.62
GF Value