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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. China Mobile's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €443 Mil. China Mobile's average total debt for the quarter that ended in Mar. 2026 was €12,556 Mil. Therefore, China Mobile's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.53%.
China Mobile (HAM:CTM) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
China Mobile Effective Interest Rate on Debt % Related Terms
China Mobile Effective Interest Rate on Debt % Historical Data
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The historical data trend for China Mobile's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Mobile Effective Interest Rate on Debt % Chart
HAM:CTM vs TMUS, VZ, T: Effective Interest Rate on Debt % Comparison
For the Telecom Services subindustry, China Mobile's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Mobile Effective Interest Rate on Debt % vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, China Mobile's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where China Mobile's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.53% mean?
China Mobile (HAM:CTM) has a Effective Interest Rate on Debt % of 3.53% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Mobile and its competitors.
Is China Mobile's Effective Interest Rate on Debt % too high?
China Mobile's current Effective Interest Rate on Debt % is 3.53%. Overall, China Mobile has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does China Mobile's Effective Interest Rate on Debt % compare to TMUS and VZ?
China Mobile's Effective Interest Rate on Debt % of 3.53% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Mobile and its competitors. China Mobile's current Effective Interest Rate on Debt % is 3.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Mobile stock overvalued right now?
China Mobile (HAM:CTM) has a current Effective Interest Rate on Debt % of 3.53%. The stock's GF Value™ is €9.61, compared to a current price of €8.46 — trading 12% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.53%. China Mobile's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Mobile (HAM:CTM), the current Effective Interest Rate on Debt % is 3.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Mobile (HAM:CTM) Overvalued in 2026?
Based on GuruFocus' analysis, China Mobile stock appears to be undervalued.
The current stock price of €8.46 is trading 12% below its estimated GF Value™ of €9.61.
Key valuation signals for HAM:CTM:
Effective Interest Rate on Debt %: 3.53%
GF Value™: €9.61 vs. price of €8.46 (12% below fair value)
No single metric tells the full story. See the HAM:CTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Mobile is not only the largest telecom operator in China by the number of mobile subscribers (1 billion) but also the largest in the world. It has 60% of the total wireless market in China and over 50% of the fixed-line broadband market. The firm has largely rolled out its 5G network, having launched 5G service in late 2019. It is doing some 5G network sharing with China Broadnet at 700 MHz and also resells its 3G/4G/5G network through China Broadnet. Growth is being generated through internet data centers where it has the second-largest network in China and through Cloud Services. The company issued stock on the A-share market in 2022 and completed its first buyback of H-shares.
77GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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