Imperial Oil (HAM:IMP) Effective Interest Rate on Debt %: 1.07% (As of Mar. 2026)


HAM:IMP Imperial Oil Ltd HAM:IMP
76 GF Score
Price €105.60
GF Value €69.75
! 6 Warning Signs
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What is Imperial Oil Effective Interest Rate on Debt %?

Imperial Oil HAM:IMP +0.48% 76 Effective Interest Rate on Debt % is 1.07% as of Mar. 2026. GuruFocus rates HAM:IMP with a GF Score™ of 76/100 and a GF Value™ of €69.75. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Imperial Oil's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €28 Mil. Imperial Oil's average total debt for the quarter that ended in Mar. 2026 was €2,588 Mil. Therefore, Imperial Oil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.07%.


Imperial Oil  (HAM:IMP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Imperial Oil Effective Interest Rate on Debt % Related Terms


Imperial Oil Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Imperial Oil's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Imperial Oil Effective Interest Rate on Debt % Chart

Imperial Oil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 1.25 1.60 0.97 0.60

Imperial Oil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.19 0.76 0.87 1.07

HAM:IMP vs XOM, CVX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Integrated subindustry, Imperial Oil's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Imperial Oil Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Imperial Oil's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Imperial Oil's Effective Interest Rate on Debt % falls into.


HAM:IMP
76GF Score
Imperial Oil Ltd HAM:IMP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Imperial Oil Effective Interest Rate on Debt % Calculation

Imperial Oil's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -16.096/( (2785.165+2566.643)/ 2 )
=-1  *  -16.096/2675.904
=0.60 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2772.429 + 12.736
=2785.165

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2554.881 + 11.762
=2566.643

Imperial Oil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -27.74/( (2566.643+2609.501)/ 2 )
=-1  *  -27.74/2588.072
=1.07 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2554.881 + 11.762
=2566.643

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2597.522 + 11.979
=2609.501

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.07% mean?
Imperial Oil (HAM:IMP) has a Effective Interest Rate on Debt % of 1.07% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Imperial Oil and its competitors.
Is Imperial Oil's Effective Interest Rate on Debt % too high?
Imperial Oil's current Effective Interest Rate on Debt % is 1.07%. Overall, Imperial Oil has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Imperial Oil's Effective Interest Rate on Debt % compare to XOM and CVX?
Imperial Oil's Effective Interest Rate on Debt % of 1.07% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Imperial Oil and its competitors. Imperial Oil's current Effective Interest Rate on Debt % is 1.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Imperial Oil stock overvalued right now?
Imperial Oil (HAM:IMP) has a current Effective Interest Rate on Debt % of 1.07%. The stock's GF Value™ is €69.75, compared to a current price of €105.60 — trading 51.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.07%. Imperial Oil's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Imperial Oil (HAM:IMP), the current Effective Interest Rate on Debt % is 1.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Imperial Oil (HAM:IMP) Overvalued in 2026?

Based on GuruFocus' analysis, Imperial Oil stock appears to be overvalued. The current stock price of €105.60 is trading 51.4% above its estimated GF Value™ of €69.75.

Key valuation signals for HAM:IMP:

  • Effective Interest Rate on Debt %: 1.07%
  • GF Value™: €69.75 vs. price of €105.60 (51.4% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the HAM:IMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Imperial Oil Business Description

Industry EnergyOil & Gas
Address 505 Quarry Park Boulevard S.E, Calgary, AB, CAN, T2C 5N1
Imperial Oil Ltd is an integrated oil company active in all phases of the petroleum industry in Canada, including the exploration for, and production and sale of, crude oil, natural gas, petroleum products, and petrochemicals. It also pursues lower-emission business opportunities, including carbon capture and storage, hydrogen, lower-emission fuels, and lithium. The company's reportable segments are Upstream, Downstream, and Chemical. Maximum revenue for the company is generated from its Downstream segment, which refines crude oil into petroleum products and distributes and market these products. The Upstream segment explores and produces crude oil, its equivalents, and natural gas, and the Chemical segment manufactures and markets hydrocarbon-based chemicals and chemical products.
76GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€105.60
Price
€69.75
GF Value