SCI AG (HAM:SCI) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)


HAM:SCI SCI AG HAM:SCI
69 GF Score
Price €19.10
GF Value €85.51
Valuation Possible Value Trap
! 3 Warning Signs
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What is SCI AG Effective Interest Rate on Debt %?

SCI AG HAM:SCI 69 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates HAM:SCI with a GF Score™ of 69/100 and a GF Value™ of €85.51 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SCI AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.00 Mil. SCI AG's average total debt for the quarter that ended in Dec. 2025 was €0.00 Mil. Therefore, SCI AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.


SCI AG  (HAM:SCI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SCI AG Effective Interest Rate on Debt % Related Terms


SCI AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SCI AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCI AG Effective Interest Rate on Debt % Chart

SCI AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SCI AG Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HAM:SCI vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, SCI AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SCI AG Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SCI AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SCI AG's Effective Interest Rate on Debt % falls into.


HAM:SCI
69GF Score
SCI AG HAM:SCI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SCI AG Effective Interest Rate on Debt % Calculation

SCI AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

SCI AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
SCI AG (HAM:SCI) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SCI AG and its competitors.
Is SCI AG's Effective Interest Rate on Debt % too high?
SCI AG's current Effective Interest Rate on Debt % is 0.00%. Overall, SCI AG has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SCI AG's Effective Interest Rate on Debt % compare to MS and GS?
SCI AG's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SCI AG and its competitors. SCI AG's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCI AG stock overvalued right now?
Based on GuruFocus' analysis, SCI AG (HAM:SCI) is currently considered Possible Value Trap. The stock's GF Value™ is €85.51, compared to a current price of €19.10 — trading 77.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. SCI AG's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SCI AG (HAM:SCI), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SCI AG (HAM:SCI) Overvalued in 2026?

Based on GuruFocus' analysis, SCI AG stock appears to be undervalued. The current stock price of €19.10 is trading 77.7% below its estimated GF Value™ of €85.51. GuruFocus considers SCI AG to be Possible Value Trap.

Key valuation signals for HAM:SCI:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: €85.51 vs. price of €19.10 (77.7% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the HAM:SCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SCI AG Business Description

Address Bartholomaus-Arnoldi-Str. 82, Usingen, DEU, 61250
SCI AG is a holding company focused on special situations in the German stock market through takeovers and squeeze-outs. It seeks investment opportunities in temporal relation to corporate restructuring and turnaround situations.
69GF Score

Get the complete analysis for HAM:SCI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.10
Price
€85.51
GF Value