SHW AG (HAM:SW10) Effective Interest Rate on Debt %: 6.81% (As of Dec. 2025)

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HAM:SW10 SHW AG HAM:SW10
71 GF Score
Price €6.80
GF Value €12.02
Valuation Significantly Undervalued
! 4 Warning Signs
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What is SHW AG Effective Interest Rate on Debt %?

SHW AG HAM:SW10 +4.62% 71 Effective Interest Rate on Debt % is 6.81% as of Dec. 2025. GuruFocus rates HAM:SW10 with a GF Score™ of 71/100 and a GF Value™ of €12.02 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SHW AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €9.1 Mil. SHW AG's average total debt for the quarter that ended in Dec. 2025 was €133.4 Mil. Therefore, SHW AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.81%.


SHW AG  (HAM:SW10) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SHW AG Effective Interest Rate on Debt % Related Terms


SHW AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SHW AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SHW AG Effective Interest Rate on Debt % Chart

SHW AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.35 3.21 7.73 8.53 6.81

SHW AG Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.35 3.21 7.73 8.53 6.81

HAM:SW10 vs ORLY, AZO, GPC: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, SHW AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SHW AG Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, SHW AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SHW AG's Effective Interest Rate on Debt % falls into.


HAM:SW10
71GF Score
SHW AG HAM:SW10
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SHW AG Effective Interest Rate on Debt % Calculation

SHW AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.089/( (131.224+135.628)/ 2 )
=-1  *  -9.089/133.426
=6.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=120.384 + 10.84
=131.224

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=117.648 + 17.98
=135.628

SHW AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -9.089/( (131.224+135.628)/ 2 )
=-1  *  -9.089/133.426
=6.81 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=120.384 + 10.84
=131.224

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=117.648 + 17.98
=135.628

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.81% mean?
SHW AG (HAM:SW10) has a Effective Interest Rate on Debt % of 6.81% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SHW AG and its competitors.
Is SHW AG's Effective Interest Rate on Debt % too high?
SHW AG's current Effective Interest Rate on Debt % is 6.81%. Overall, SHW AG has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SHW AG's Effective Interest Rate on Debt % compare to ORLY and AZO?
SHW AG's Effective Interest Rate on Debt % of 6.81% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SHW AG and its competitors. SHW AG's current Effective Interest Rate on Debt % is 6.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHW AG stock overvalued right now?
Based on GuruFocus' analysis, SHW AG (HAM:SW10) is currently considered Significantly Undervalued. The stock's GF Value™ is €12.02, compared to a current price of €6.80 — trading 43.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.81%. SHW AG's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SHW AG (HAM:SW10), the current Effective Interest Rate on Debt % is 6.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SHW AG (HAM:SW10) Overvalued in 2026?

Based on GuruFocus' analysis, SHW AG stock appears to be undervalued. The current stock price of €6.80 is trading 43.4% below its estimated GF Value™ of €12.02. GuruFocus considers SHW AG to be Significantly Undervalued.

Key valuation signals for HAM:SW10:

  • Effective Interest Rate on Debt %: 6.81%
  • GF Value™: €12.02 vs. price of €6.80 (43.4% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the HAM:SW10 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SHW AG Business Description

Address Wilhelmstrasse 111, Aalen, BW, DEU, 73433
SHW AG is a Germany-based developer and manufacturer of a product that contributes to a reduction of fuel consumption and consequently CO2 emissions in the vehicle industry. The company has two operating segments, Pumps, and Engine Components and Brake Disc segment. In its Pumps and engine components business segment SHW develops and produces engine and transmission components for the various area of application. In the Brake Discs business segment, it develops and produces Monobloc, ventilated, cast iron brake discs as well as lightweight brake discs. The company generates the majority of its revenue from the Pumps and engine components business segment.
71GF Score

Get the complete analysis for HAM:SW10

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.80
Price
€12.02
GF Value