HANOF (Hansen Technologies) Effective Interest Rate on Debt %: 2.28% (As of Dec. 2025)


HANOF Hansen Technologies Ltd HANOF
87 GF Score
Price $1.92
GF Value $2.73
! 1 Warning Sign
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What is Hansen Technologies Effective Interest Rate on Debt %?

Hansen Technologies HANOF 87 Effective Interest Rate on Debt % is 2.28% as of Dec. 2025. GuruFocus rates HANOF with a GF Score™ of 87/100 and a GF Value™ of $2.73. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hansen Technologies's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.6 Mil. Hansen Technologies's average total debt for the quarter that ended in Dec. 2025 was $68.8 Mil. Therefore, Hansen Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.28%.


Hansen Technologies  (OTCPK:HANOF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hansen Technologies Effective Interest Rate on Debt % Related Terms


Hansen Technologies Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hansen Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hansen Technologies Effective Interest Rate on Debt % Chart

Hansen Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.14 2.94 4.68 4.75 4.28

Hansen Technologies Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.61 6.02 4.69 3.60 2.28

HANOF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Hansen Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hansen Technologies Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Hansen Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hansen Technologies's Effective Interest Rate on Debt % falls into.


HANOF
87GF Score
Hansen Technologies Ltd HANOF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hansen Technologies Effective Interest Rate on Debt % Calculation

Hansen Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.436/( (59.329+54.433)/ 2 )
=-1  *  -2.436/56.881
=4.28 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=56.083 + 3.246
=59.329

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.384 + 3.049
=54.433

Hansen Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.568/( (54.433+83.085)/ 2 )
=-1  *  -1.568/68.759
=2.28 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.384 + 3.049
=54.433

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=79.904 + 3.181
=83.085

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.28% mean?
Hansen Technologies (HANOF) has a Effective Interest Rate on Debt % of 2.28% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hansen Technologies and its competitors.
Is Hansen Technologies' Effective Interest Rate on Debt % too high?
Hansen Technologies' current Effective Interest Rate on Debt % is 2.28%. Overall, Hansen Technologies has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Hansen Technologies' Effective Interest Rate on Debt % compare to UBER and SHOP?
Hansen Technologies' Effective Interest Rate on Debt % of 2.28% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hansen Technologies and its competitors. Hansen Technologies's current Effective Interest Rate on Debt % is 2.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansen Technologies stock overvalued right now?
Hansen Technologies (HANOF) has a current Effective Interest Rate on Debt % of 2.28%. The stock's GF Value™ is $2.73, compared to a current price of $1.92 — trading 29.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.28%. Hansen Technologies' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hansen Technologies (HANOF), the current Effective Interest Rate on Debt % is 2.28% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hansen Technologies (HANOF) Overvalued in 2026?

Based on GuruFocus' analysis, Hansen Technologies stock appears to be undervalued. The current stock price of $1.92 is trading 29.7% below its estimated GF Value™ of $2.73.

Key valuation signals for HANOF:

  • Effective Interest Rate on Debt %: 2.28%
  • GF Value™: $2.73 vs. price of $1.92 (29.7% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the HANOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hansen Technologies Business Description

Other Exchanges H2T:GermanyHSN:Australia
Address 31 Queen Street, Level 13, Melbourne, VIC, AUS, 3000
Hansen is a technology company providing software and services to the energy and utilities, and communications sectors throughout the developed world. Hansen's products primarily relate to billings and adjacent functions, such as customer quotes, order capture, customer data management, and customer service. Additionally, Hansen has products assisting companies with developing new products, fulfilling orders, and managing various other operational processes.
87GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.92
Price
$2.73
GF Value