Perfect Group International Holdings (HKSE:03326) Effective Interest Rate on Debt %: 3.89% (As of Jun. 2025)

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HKSE:03326 Perfect Group International Holdings Ltd HKSE:03326
6 GF Score
Price HK$0.25
GF Value HK$0.13
! 11 Warning Signs
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What is Perfect Group International Holdings Effective Interest Rate on Debt %?

Perfect Group International Holdings HKSE:03326 6 Effective Interest Rate on Debt % is 3.89% as of Jun. 2025. GuruFocus rates HKSE:03326 with a GF Score™ of 6/100 and a GF Value™ of HK$0.13. The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Perfect Group International Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was HK$1.6 Mil. Perfect Group International Holdings's average total debt for the quarter that ended in Jun. 2025 was HK$41.4 Mil. Therefore, Perfect Group International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 3.89%.


Perfect Group International Holdings  (HKSE:03326) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Perfect Group International Holdings Effective Interest Rate on Debt % Related Terms


Perfect Group International Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Perfect Group International Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Perfect Group International Holdings Effective Interest Rate on Debt % Chart

Perfect Group International Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.57 4.20 3.73 4.28 5.45

Perfect Group International Holdings Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.29 4.63 4.74 4.73 3.89

HKSE:03326 vs TPR: Effective Interest Rate on Debt % Comparison

For the Luxury Goods subindustry, Perfect Group International Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Perfect Group International Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Perfect Group International Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Perfect Group International Holdings's Effective Interest Rate on Debt % falls into.


HKSE:03326
6GF Score
Perfect Group International Holdings Ltd HKSE:03326
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Perfect Group International Holdings Effective Interest Rate on Debt % Calculation

Perfect Group International Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -1.843/( (25.972+41.682)/ 2 )
=-1  *  -1.843/33.827
=5.45 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.908 + 25.064
=25.972

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.746 + 34.936
=41.682

Perfect Group International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -1.61/( (41.682+41.158)/ 2 )
=-1  *  -1.61/41.42
=3.89 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.746 + 34.936
=41.682

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.184 + 35.974
=41.158

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.89% mean?
Perfect Group International Holdings (HKSE:03326) has a Effective Interest Rate on Debt % of 3.89% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Perfect Group International Holdings and its competitors.
Is Perfect Group International Holdings' Effective Interest Rate on Debt % too high?
Perfect Group International Holdings' current Effective Interest Rate on Debt % is 3.89%. Overall, Perfect Group International Holdings has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Perfect Group International Holdings' Effective Interest Rate on Debt % compare to TPR?
Perfect Group International Holdings' Effective Interest Rate on Debt % of 3.89% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Perfect Group International Holdings and its competitors. Perfect Group International Holdings's current Effective Interest Rate on Debt % is 3.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Perfect Group International Holdings stock overvalued right now?
Perfect Group International Holdings (HKSE:03326) has a current Effective Interest Rate on Debt % of 3.89%. The stock's GF Value™ is HK$0.13, compared to a current price of HK$0.25 — trading 90.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.89%. Perfect Group International Holdings' overall GF Score™ is 6/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Perfect Group International Holdings (HKSE:03326), the current Effective Interest Rate on Debt % is 3.89% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Perfect Group International Holdings (HKSE:03326) Overvalued in 2026?

Based on GuruFocus' analysis, Perfect Group International Holdings stock appears to be overvalued. The current stock price of HK$0.25 is trading 90.8% above its estimated GF Value™ of HK$0.13.

Key valuation signals for HKSE:03326:

  • Effective Interest Rate on Debt %: 3.89%
  • GF Value™: HK$0.13 vs. price of HK$0.25 (90.8% above fair value)
  • GF Score™: 6/100 with 11 warning signs

No single metric tells the full story. See the HKSE:03326 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Perfect Group International Holdings Business Description

Address No. 1 Sheung Yuet Road, 26th Floor, YHC Tower, Kowloon Bay, Hong Kong, HKG
Perfect Group International Holdings Ltd is engaged in the design, manufacture, and sales of jewelry products mounted with diamonds. The company has two reportable segments namely Manufacturing and sales of jewellery products, Property business, and Photovoltaic power generation business. Geographically, it generates the majority of its revenue from Hong Kong and has an operation in the PRC and Dubai. It offers products such as rings, earrings, pendants, bangles, necklaces, bracelets, and others.
6GF Score

Get the complete analysis for HKSE:03326

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.25
Price
HK$0.13
GF Value