Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Perfect Group International Holdings's
Operating Income
for the
six
months ended in Jun. 2025 was HK$16.8 Mil. Perfect Group International Holdings's Interest Expense for the
six
months ended in Jun. 2025 was HK$-0.8 Mil.
Perfect Group International Holdings's interest coverage for the quarter that ended in Jun. 2025 was 20.90.
The higher the ratio, the stronger the company's financial strength is.
Perfect Group International Holdings (HKSE:03326) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Perfect Group International Holdings Interest Coverage Related Terms
Perfect Group International Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Perfect Group International Holdings Interest Coverage Chart
For the Luxury Goods subindustry, Perfect Group International Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Perfect Group International Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Perfect Group International Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Perfect Group International Holdings's Interest Coverage falls into.
Perfect Group International Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Perfect Group International Holdings (HKSE:03326) has a Interest Coverage of 20.90 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Perfect Group International Holdings and its competitors. This is 62% below median its historical median of 54.64. Over the past decade, Perfect Group International Holdings' Interest Coverage has ranged from 13.11 to 90.03.
Is Perfect Group International Holdings' Interest Coverage too high?
Perfect Group International Holdings' current Interest Coverage of 20.90 is 62% below median its 10-year median of 54.64. Over the past 10 years, this metric has ranged from a low of 13.11 to a high of 90.03. The Retail - Cyclical industry median Interest Coverage is 7.78. Perfect Group International Holdings' value of 20.90 is 168.8% above this industry median. Overall, Perfect Group International Holdings has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Perfect Group International Holdings' Interest Coverage compare to TPR?
Perfect Group International Holdings' Interest Coverage of 20.90 can be compared against companies in the Retail - Cyclical industry. The industry median Interest Coverage is 7.78. Perfect Group International Holdings' value of 20.90 is 168.8% above this benchmark. Historically, Perfect Group International Holdings' own Interest Coverage has ranged from 13.11 to 90.03 over the past decade. While the company's 10-year median is 54.64 vs. the industry median of 7.78, Perfect Group International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.78, based on 822 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Perfect Group International Holdings's current Interest Coverage of 20.90 is 168.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Perfect Group International Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Perfect Group International Holdings's current Interest Coverage is 20.90, which is 62% below median its own 10-year median of 54.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Perfect Group International Holdings stock overvalued right now?
Perfect Group International Holdings (HKSE:03326) has a current Interest Coverage of 20.90. The stock's GF Value™ is HK$0.13, compared to a current price of HK$0.25 — trading 90.8% above its estimated fair value. The current Interest Coverage is 20.90, which is 62% below median its 10-year median of 54.64 and 168.8% above the Retail - Cyclical industry median of 7.78. Perfect Group International Holdings' overall GF Score™ is 6/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Perfect Group International Holdings (HKSE:03326), the current Interest Coverage is 20.90 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Perfect Group International Holdings (HKSE:03326) Overvalued in 2026?
Based on GuruFocus' analysis, Perfect Group International Holdings stock appears to be overvalued.
The current stock price of HK$0.25 is trading 90.8% above its estimated GF Value™ of HK$0.13.
Key valuation signals for HKSE:03326:
Interest Coverage: 20.90 (62% below median its 10-year median of 54.64)
GF Value™: HK$0.13 vs. price of HK$0.25 (90.8% above fair value)
Industry Position: 168.8% above the Retail - Cyclical median
No single metric tells the full story. See the HKSE:03326 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Perfect Group International Holdings Business Description
Perfect Group International Holdings Ltd is engaged in the design, manufacture, and sales of jewelry products mounted with diamonds. The company has two reportable segments namely Manufacturing and sales of jewellery products, Property business, and Photovoltaic power generation business. Geographically, it generates the majority of its revenue from Hong Kong and has an operation in the PRC and Dubai. It offers products such as rings, earrings, pendants, bangles, necklaces, bracelets, and others.
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