China Investment Financial Technology Group (HKSE:08029) Effective Interest Rate on Debt %: 6.68% (As of Mar. 2026)

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HKSE:08029 China Investment Financial Technology Group Ltd HKSE:08029
24 GF Score
Price HK$0.70
GF Value HK$0.39
Valuation Significantly Overvalued
! 6 Warning Signs
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What is China Investment Financial Technology Group Effective Interest Rate on Debt %?

China Investment Financial Technology Group HKSE:08029 +2.94% 24 Effective Interest Rate on Debt % is 6.68% as of Mar. 2026. GuruFocus rates HKSE:08029 with a GF Score™ of 24/100 and a GF Value™ of HK$0.39 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. China Investment Financial Technology Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was HK$6.36 Mil. China Investment Financial Technology Group's average total debt for the quarter that ended in Mar. 2026 was HK$95.28 Mil. Therefore, China Investment Financial Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.68%.


China Investment Financial Technology Group  (HKSE:08029) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


China Investment Financial Technology Group Effective Interest Rate on Debt % Related Terms


China Investment Financial Technology Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for China Investment Financial Technology Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Investment Financial Technology Group Effective Interest Rate on Debt % Chart

China Investment Financial Technology Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.88 10.64 15.41 15.48 13.20

China Investment Financial Technology Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.71 14.42 14.78 17.76 6.68

HKSE:08029 vs FRHC, VOYA: Effective Interest Rate on Debt % Comparison

For the Financial Conglomerates subindustry, China Investment Financial Technology Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Investment Financial Technology Group Effective Interest Rate on Debt % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, China Investment Financial Technology Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where China Investment Financial Technology Group's Effective Interest Rate on Debt % falls into.


HKSE:08029
24GF Score
China Investment Financial Technology Group Ltd HKSE:08029
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Investment Financial Technology Group Effective Interest Rate on Debt % Calculation

China Investment Financial Technology Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -11.729/( (89.844+87.857)/ 2 )
=-1  *  -11.729/88.8505
=13.20 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.837 + 89.007
=89.844

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.105 + 85.752
=87.857

China Investment Financial Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.364/( (102.698+87.857)/ 2 )
=-1  *  -6.364/95.2775
=6.68 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=89.641 + 13.057
=102.698

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.105 + 85.752
=87.857

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.68% mean?
China Investment Financial Technology Group (HKSE:08029) has a Effective Interest Rate on Debt % of 6.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Investment Financial Technology Group and its competitors.
Is China Investment Financial Technology Group's Effective Interest Rate on Debt % too high?
China Investment Financial Technology Group's current Effective Interest Rate on Debt % is 6.68%. Overall, China Investment Financial Technology Group has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Investment Financial Technology Group's Effective Interest Rate on Debt % compare to FRHC and VOYA?
China Investment Financial Technology Group's Effective Interest Rate on Debt % of 6.68% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Investment Financial Technology Group and its competitors. China Investment Financial Technology Group's current Effective Interest Rate on Debt % is 6.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Investment Financial Technology Group stock overvalued right now?
Based on GuruFocus' analysis, China Investment Financial Technology Group (HKSE:08029) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.39, compared to a current price of HK$0.70 — trading 79.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.68%. China Investment Financial Technology Group's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Investment Financial Technology Group (HKSE:08029), the current Effective Interest Rate on Debt % is 6.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Investment Financial Technology Group (HKSE:08029) Overvalued in 2026?

Based on GuruFocus' analysis, China Investment Financial Technology Group stock appears to be overvalued. The current stock price of HK$0.70 is trading 79.5% above its estimated GF Value™ of HK$0.39. GuruFocus considers China Investment Financial Technology Group to be Significantly Overvalued.

Key valuation signals for HKSE:08029:

  • Effective Interest Rate on Debt %: 6.68%
  • GF Value™: HK$0.39 vs. price of HK$0.70 (79.5% above fair value)
  • GF Score™: 24/100 with 6 warning signs

No single metric tells the full story. See the HKSE:08029 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Investment Financial Technology Group Business Description

Address No. 181 Hoi Bun Road, Room 3, 26th Floor, One Harbour Square, Kwun Tong, Kowloon, Hong Kong, HKG
China Investment Financial Technology Group Ltd, formerly Imperium Financial Group Ltd is a diversified financial business company. The firm operates through four businesses, including the cryptocurrency business, financial services, equine services, and the sale of electronic appliances. It generates maximum revenue from the Sales of the electronic appliance segment. The Cryptocurrency business segment is engaged in the trading of electronic appliances. Geographically, the company operates in Australia and Hong Kong, out of which it derives maximum revenue from Hong Kong.
24GF Score

Get the complete analysis for HKSE:08029

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.70
Price
HK$0.39
GF Value