City Coolxuan Co (HKSE:08050) Effective Interest Rate on Debt %: 132.95% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:08050 City Coolxuan Co Ltd HKSE:08050
63 GF Score
Price HK$1.07
GF Value HK$1.34
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is City Coolxuan Co Effective Interest Rate on Debt %?

City Coolxuan Co HKSE:08050 63 Effective Interest Rate on Debt % is 132.95% as of Mar. 2026. GuruFocus rates HKSE:08050 with a GF Score™ of 63/100 and a GF Value™ of HK$1.34 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. City Coolxuan Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was HK$0.93 Mil. City Coolxuan Co's average total debt for the quarter that ended in Mar. 2026 was HK$0.70 Mil. Therefore, City Coolxuan Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 132.95%.


City Coolxuan Co  (HKSE:08050) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


City Coolxuan Co Effective Interest Rate on Debt % Related Terms


City Coolxuan Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for City Coolxuan Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Coolxuan Co Effective Interest Rate on Debt % Chart

City Coolxuan Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.01 63.64 41.12 2.25 10.88

City Coolxuan Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.36 1.74 3.26 0.98 132.95

HKSE:08050 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, City Coolxuan Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Coolxuan Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, City Coolxuan Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where City Coolxuan Co's Effective Interest Rate on Debt % falls into.


HKSE:08050
63GF Score
City Coolxuan Co Ltd HKSE:08050
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Coolxuan Co Effective Interest Rate on Debt % Calculation

City Coolxuan Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.486/( (8.446+0.487)/ 2 )
=-1  *  -0.486/4.4665
=10.88 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.825 + 0.621
=8.446

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.2 + 0.287
=0.487

City Coolxuan Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.926/( (0.906+0.487)/ 2 )
=-1  *  -0.926/0.6965
=132.95 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.272 + 0.634
=0.906

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.2 + 0.287
=0.487

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 132.95% mean?
City Coolxuan Co (HKSE:08050) has a Effective Interest Rate on Debt % of 132.95% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on City Coolxuan Co and its competitors.
Is City Coolxuan Co's Effective Interest Rate on Debt % too high?
City Coolxuan Co's current Effective Interest Rate on Debt % is 132.95%. Overall, City Coolxuan Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does City Coolxuan Co's Effective Interest Rate on Debt % compare to IBM and ACN?
City Coolxuan Co's Effective Interest Rate on Debt % of 132.95% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on City Coolxuan Co and its competitors. City Coolxuan Co's current Effective Interest Rate on Debt % is 132.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Coolxuan Co stock overvalued right now?
Based on GuruFocus' analysis, City Coolxuan Co (HKSE:08050) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.34, compared to a current price of HK$1.07 — trading 20.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 132.95%. City Coolxuan Co's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For City Coolxuan Co (HKSE:08050), the current Effective Interest Rate on Debt % is 132.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Coolxuan Co (HKSE:08050) Overvalued in 2026?

Based on GuruFocus' analysis, City Coolxuan Co stock appears to be undervalued. The current stock price of HK$1.07 is trading 20.1% below its estimated GF Value™ of HK$1.34. GuruFocus considers City Coolxuan Co to be Modestly Undervalued.

Key valuation signals for HKSE:08050:

  • Effective Interest Rate on Debt %: 132.95%
  • GF Value™: HK$1.34 vs. price of HK$1.07 (20.1% below fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the HKSE:08050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Coolxuan Co Business Description

Address 151 Gloucester Road, Unit 1308, 13th Floor, Capital Centre, Wanchai, Hong Kong, HKG
City Coolxuan Co Ltd, formerly Quantum Thinking Ltd is a Hong Kong-based investment holding company. Through its subsidiaries, it is principally engaged in providing system development services and other value-added technical consultation services, trading of hardware products, and short messaging service fee. The group's reportable segments are: System development, Sales of hardware products, and Short messaging service fee. The maximum revenue for the group is generated from its Short messaging service fee segment. Geographically, it generates all of its revenue from the People's Republic of China.
63GF Score

Get the complete analysis for HKSE:08050

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.07
Price
HK$1.34
GF Value