HMCLF (HMC Capital) Effective Interest Rate on Debt %: 7.49% (As of Dec. 2025)


HMCLF HMC Capital Ltd HMCLF
66 GF Score
Price $1.92
GF Value $8.86
! 7 Warning Signs
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What is HMC Capital Effective Interest Rate on Debt %?

HMC Capital HMCLF 66 Effective Interest Rate on Debt % is 7.49% as of Dec. 2025. GuruFocus rates HMCLF with a GF Score™ of 66/100 and a GF Value™ of $8.86. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. HMC Capital's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $16.2 Mil. HMC Capital's average total debt for the quarter that ended in Dec. 2025 was $216.3 Mil. Therefore, HMC Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 7.49%.


HMC Capital  (OTCPK:HMCLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


HMC Capital Effective Interest Rate on Debt % Related Terms


HMC Capital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for HMC Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HMC Capital Effective Interest Rate on Debt % Chart

HMC Capital Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.07 4.11 17.78 11.54 12.90

HMC Capital Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.32 10.14 9.94 10.98 7.49

HMCLF vs VICI, WPC, BNL: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, HMC Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HMC Capital Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, HMC Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where HMC Capital's Effective Interest Rate on Debt % falls into.


HMCLF
66GF Score
HMC Capital Ltd HMCLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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HMC Capital Effective Interest Rate on Debt % Calculation

HMC Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -14.453/( (134.13+89.909)/ 2 )
=-1  *  -14.453/112.0195
=12.90 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.328 + 132.802
=134.13

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.297 + 85.612
=89.909

HMC Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -16.212/( (89.909+342.725)/ 2 )
=-1  *  -16.212/216.317
=7.49 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.297 + 85.612
=89.909

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=253.223 + 89.502
=342.725

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.49% mean?
HMC Capital (HMCLF) has a Effective Interest Rate on Debt % of 7.49% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HMC Capital and its competitors.
Is HMC Capital's Effective Interest Rate on Debt % too high?
HMC Capital's current Effective Interest Rate on Debt % is 7.49%. Overall, HMC Capital has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does HMC Capital's Effective Interest Rate on Debt % compare to VICI and WPC?
HMC Capital's Effective Interest Rate on Debt % of 7.49% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HMC Capital and its competitors. HMC Capital's current Effective Interest Rate on Debt % is 7.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HMC Capital stock overvalued right now?
HMC Capital (HMCLF) has a current Effective Interest Rate on Debt % of 7.49%. The stock's GF Value™ is $8.86, compared to a current price of $1.92 — trading 78.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.49%. HMC Capital's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For HMC Capital (HMCLF), the current Effective Interest Rate on Debt % is 7.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HMC Capital (HMCLF) Overvalued in 2026?

Based on GuruFocus' analysis, HMC Capital stock appears to be undervalued. The current stock price of $1.92 is trading 78.3% below its estimated GF Value™ of $8.86.

Key valuation signals for HMCLF:

  • Effective Interest Rate on Debt %: 7.49%
  • GF Value™: $8.86 vs. price of $1.92 (78.3% below fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the HMCLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HMC Capital Business Description

Industry Real EstateREITs
Other Exchanges 8320:GermanyHMC:Australia
Address 1 Macquarie Place, Level 7, Sydney, NSW, AUS, 2000
HMC Capital Ltd is a property group focused on ownership, development, and management. The company's operating segment includes Real Estate which comprises of HMC Capital managed HomeCo Daily Needs REIT, HealthCo Healthcare and Wellness REIT, HMC Wholesale Healthcare Fund and the Last Mile Logistics Fund; Private Equity which includes the HMC Capital Partners Fund I, a high conviction strategic stakes fund; and Corporate properties which includes unallocated costs and Capital Solutions activities which includes short term investments undertaken relating to non-HMC managed funds. It generates maximum revenue from the Real Estate segment. The company portfolio comprises mainly retail and services centers.
66GF Score

Get the complete analysis for HMCLF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.92
Price
$8.86
GF Value