HMMR (Hammer Technology Holdings) Effective Interest Rate on Debt %: 4.04% (As of Apr. 2026)

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HMMR Hammer Technology Holdings Corp HMMR
20 GF Score
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! 4 Warning Signs
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What is Hammer Technology Holdings Effective Interest Rate on Debt %?

Hammer Technology Holdings HMMR +2.70% 20 Effective Interest Rate on Debt % is 4.04% as of Apr. 2026. GuruFocus rates HMMR with a GF Score™ of 20/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hammer Technology Holdings's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.02 Mil. Hammer Technology Holdings's average total debt for the quarter that ended in Apr. 2026 was $0.50 Mil. Therefore, Hammer Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.04%.


Hammer Technology Holdings  (OTCPK:HMMR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hammer Technology Holdings Effective Interest Rate on Debt % Related Terms


Hammer Technology Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hammer Technology Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hammer Technology Holdings Effective Interest Rate on Debt % Chart

Hammer Technology Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.03 9.49 1.52 4.98 0.18

Hammer Technology Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.28 3.25 4.16 4.04

HMMR vs KTEL, SURG, IQST: Effective Interest Rate on Debt % Comparison

For the Telecom Services subindustry, Hammer Technology Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hammer Technology Holdings Effective Interest Rate on Debt % vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Hammer Technology Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hammer Technology Holdings's Effective Interest Rate on Debt % falls into.


HMMR
20GF Score
Hammer Technology Holdings Corp HMMR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hammer Technology Holdings Effective Interest Rate on Debt % Calculation

Hammer Technology Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -0.002/( (2.012+0.172)/ 2 )
=-1  *  -0.002/1.092
=0.18 %

where

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.086 + 0.086
=0.172

Hammer Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -0.02/( (0.449+0.542)/ 2 )
=-1  *  -0.02/0.4955
=4.04 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.425 + 0.024
=0.449

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.518 + 0.024
=0.542

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.04% mean?
Hammer Technology Holdings (HMMR) has a Effective Interest Rate on Debt % of 4.04% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hammer Technology Holdings and its competitors.
Is Hammer Technology Holdings' Effective Interest Rate on Debt % too high?
Hammer Technology Holdings' current Effective Interest Rate on Debt % is 4.04%. Overall, Hammer Technology Holdings has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Hammer Technology Holdings' Effective Interest Rate on Debt % compare to KTEL and SURG?
Hammer Technology Holdings' Effective Interest Rate on Debt % of 4.04% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hammer Technology Holdings and its competitors. Hammer Technology Holdings's current Effective Interest Rate on Debt % is 4.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hammer Technology Holdings stock overvalued right now?
Hammer Technology Holdings (HMMR) has a current Effective Interest Rate on Debt % of 4.04%. The current Effective Interest Rate on Debt % is 4.04%. Hammer Technology Holdings' overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hammer Technology Holdings (HMMR), the current Effective Interest Rate on Debt % is 4.04% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hammer Technology Holdings Business Description

Address 6151 Lake Osprey Drive, Sarasota, FL, USA, 34240
Hammer Technology Holdings Corp is a public company advancing disruptive technologies in fintech, AI, and healthcare. Its fintech arm focuses on digital stored value solutions through the HammerPay mobile payments platform, enabling secure, encrypted commerce and remittances between consumers and merchants in developing regions. Initially formed to deliver high-speed wireless broadband in the U.S., the company has expanded services to Africa and is pursuing partnerships with wireless operators. The company has since diversified its technology portfolio, with HammerPay marking its step into fintech.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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