HOFT (Hooker Furnishings) Effective Interest Rate on Debt %: 1.87% (As of Apr. 2026)

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HOFT Hooker Furnishings Corp HOFT
68 GF Score
Price $14.38
GF Value $12.64
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Hooker Furnishings Effective Interest Rate on Debt %?

Hooker Furnishings HOFT +1.13% 68 Effective Interest Rate on Debt % is 1.87% as of Apr. 2026. GuruFocus rates HOFT with a GF Score™ of 68/100 and a GF Value™ of $12.64 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hooker Furnishings's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.5 Mil. Hooker Furnishings's average total debt for the quarter that ended in Apr. 2026 was $25.9 Mil. Therefore, Hooker Furnishings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 1.87%.


Hooker Furnishings  (NAS:HOFT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hooker Furnishings Effective Interest Rate on Debt % Related Terms


Hooker Furnishings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hooker Furnishings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hooker Furnishings Effective Interest Rate on Debt % Chart

Hooker Furnishings Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.69 1.83 1.83 1.67

Hooker Furnishings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.28 1.15 0.86 1.80 1.87

HOFT vs BSET, COOK, KEQU: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Hooker Furnishings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hooker Furnishings Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Hooker Furnishings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hooker Furnishings's Effective Interest Rate on Debt % falls into.


HOFT
68GF Score
Hooker Furnishings Corp HOFT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hooker Furnishings Effective Interest Rate on Debt % Calculation

Hooker Furnishings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.765/( (63.359+28.136)/ 2 )
=-1  *  -0.765/45.7475
=1.67 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=57.048 + 6.311
=63.359

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.691 + 5.445
=28.136

Hooker Furnishings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -0.484/( (28.136+23.566)/ 2 )
=-1  *  -0.484/25.851
=1.87 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.691 + 5.445
=28.136

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.207 + 5.359
=23.566

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.87% mean?
Hooker Furnishings (HOFT) has a Effective Interest Rate on Debt % of 1.87% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hooker Furnishings and its competitors.
Is Hooker Furnishings' Effective Interest Rate on Debt % too high?
Hooker Furnishings' current Effective Interest Rate on Debt % is 1.87%. Overall, Hooker Furnishings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hooker Furnishings' Effective Interest Rate on Debt % compare to BSET and COOK?
Hooker Furnishings' Effective Interest Rate on Debt % of 1.87% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hooker Furnishings and its competitors. Hooker Furnishings's current Effective Interest Rate on Debt % is 1.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hooker Furnishings stock overvalued right now?
Based on GuruFocus' analysis, Hooker Furnishings (HOFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.64, compared to a current price of $14.38 — trading 13.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.87%. Hooker Furnishings' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hooker Furnishings (HOFT), the current Effective Interest Rate on Debt % is 1.87% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hooker Furnishings (HOFT) Overvalued in 2026?

Based on GuruFocus' analysis, Hooker Furnishings stock appears to be overvalued. The current stock price of $14.38 is trading 13.8% above its estimated GF Value™ of $12.64. GuruFocus considers Hooker Furnishings to be Modestly Overvalued.

Key valuation signals for HOFT:

  • Effective Interest Rate on Debt %: 1.87%
  • GF Value™: $12.64 vs. price of $14.38 (13.8% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the HOFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hooker Furnishings Business Description

Address 440 East Commonwealth Boulevard, Martinsville, VA, USA, 24112
Hooker Furnishings Corp is a designer, marketer, and importer of casegoods (wooden and metal furniture), leather furniture, fabric-upholstered furniture, lighting, accessories, and home decor for the residential, hospitality, and contract markets. It is also domestically manufactured premium residential custom leather, custom fabric-upholstered furniture, and outdoor furniture. The company operates in four segments: Hooker Branded segment, Domestic Upholstery segment, and All Other. It generates the majority of its revenue from the Hooker Branded segment.
68GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.38
Price
$12.64
GF Value