HOFT (Hooker Furnishings) Interest Coverage: 13.04 (As of Apr. 2026) — 64% Below Median

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HOFT Hooker Furnishings Corp HOFT
68 GF Score
Price $14.30
GF Value $12.64
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Hooker Furnishings Interest Coverage?

Hooker Furnishings HOFT +0.56% 68 Interest Coverage is 13.04 as of Apr. 2026, which is 64% below its 10-year median of 36.42. GuruFocus rates HOFT with a GF Score™ of 68/100 and a GF Value™ of $12.64 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 291 Furnishings, Fixtures & Appliances companies, Hooker Furnishings ranks worse than 343642.27% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hooker Furnishings's Operating Income for the three months ended in Apr. 2026 was $1.6 Mil. Hooker Furnishings's Interest Expense for the three months ended in Apr. 2026 was $-0.1 Mil. Hooker Furnishings's interest coverage for the quarter that ended in Apr. 2026 was 13.04. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hooker Furnishings's Interest Coverage or its related term are showing as below:


HOFT's Interest Coverage is not ranked *
in the Furnishings, Fixtures & Appliances industry.
Industry Median: 9.68
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hooker Furnishings  (NAS:HOFT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hooker Furnishings Interest Coverage Related Terms


Hooker Furnishings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hooker Furnishings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hooker Furnishings Interest Coverage Chart

Hooker Furnishings Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 134.94 0.00 10.44 0.00 0.00

Hooker Furnishings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 7.28 13.04

HOFT vs BSET, COOK, KEQU: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Hooker Furnishings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hooker Furnishings Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Hooker Furnishings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hooker Furnishings's Interest Coverage falls into.


HOFT
68GF Score
Hooker Furnishings Corp HOFT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Hooker Furnishings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hooker Furnishings's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Hooker Furnishings's Interest Expense was $-0.8 Mil. Its Operating Income was $-0.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $22.7 Mil.

Hooker Furnishings did not have earnings to cover the interest expense.

Hooker Furnishings's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Hooker Furnishings's Interest Expense was $-0.1 Mil. Its Operating Income was $1.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $18.2 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*1.578/-0.121
=13.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 13.04 mean?
Hooker Furnishings (HOFT) has a Interest Coverage of 13.04 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hooker Furnishings and its competitors. This is 64% below median its historical median of 36.42. According to the industry distribution chart, Hooker Furnishings ranks #999999 out of 291 companies in the Furnishings, Fixtures & Appliances industry.
Is Hooker Furnishings' Interest Coverage too high?
Hooker Furnishings' current Interest Coverage of 13.04 is 64% below median its 10-year median of 36.42. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 9.68. Hooker Furnishings' value of 13.04 is 34.7% above this industry median. Based on the distribution chart, Hooker Furnishings ranks #999999 out of 291 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Hooker Furnishings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hooker Furnishings' Interest Coverage compare to BSET and COOK?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Hooker Furnishings ranks #999999 out of 291 companies for Interest Coverage. This places Hooker Furnishings in the lower half of its industry. The industry median Interest Coverage is 9.68. Hooker Furnishings' value of 13.04 is 34.7% above this benchmark. While the company's 10-year median is 36.42 vs. the industry median of 9.68, Hooker Furnishings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 9.68, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hooker Furnishings's current Interest Coverage of 13.04 is 34.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hooker Furnishings and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 9.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hooker Furnishings's current Interest Coverage is 13.04, which is 64% below median its own 10-year median of 36.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hooker Furnishings stock overvalued right now?
Based on GuruFocus' analysis, Hooker Furnishings (HOFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.64, compared to a current price of $14.30 — trading 13.1% above its estimated fair value. The current Interest Coverage is 13.04, which is 64% below median its 10-year median of 36.42 and 34.7% above the Furnishings, Fixtures & Appliances industry median of 9.68. Hooker Furnishings' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hooker Furnishings (HOFT), the current Interest Coverage is 13.04 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hooker Furnishings (HOFT) Overvalued in 2026?

Based on GuruFocus' analysis, Hooker Furnishings stock appears to be overvalued. The current stock price of $14.30 is trading 13.1% above its estimated GF Value™ of $12.64. GuruFocus considers Hooker Furnishings to be Modestly Overvalued.

Key valuation signals for HOFT:

  • Interest Coverage: 13.04 (64% below median its 10-year median of 36.42)
  • GF Value™: $12.64 vs. price of $14.30 (13.1% above fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 34.7% above the Furnishings, Fixtures & Appliances median (#999999 of 291)

No single metric tells the full story. See the HOFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hooker Furnishings Business Description

Address 440 East Commonwealth Boulevard, Martinsville, VA, USA, 24112
Hooker Furnishings Corp is a designer, marketer, and importer of casegoods (wooden and metal furniture), leather furniture, fabric-upholstered furniture, lighting, accessories, and home decor for the residential, hospitality, and contract markets. It is also domestically manufactured premium residential custom leather, custom fabric-upholstered furniture, and outdoor furniture. The company operates in four segments: Hooker Branded segment, Domestic Upholstery segment, and All Other. It generates the majority of its revenue from the Hooker Branded segment.
68GF Score

Get the complete analysis for HOFT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.30
Price
$12.64
GF Value