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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Healwell AI's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $8.44 Mil. Healwell AI's average total debt for the quarter that ended in Mar. 2026 was $62.82 Mil. Therefore, Healwell AI's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.43%.
Healwell AI (OTCPK:HWAIF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Healwell AI Effective Interest Rate on Debt % Related Terms
Healwell AI Effective Interest Rate on Debt % Historical Data
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The historical data trend for Healwell AI's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Healwell AI Effective Interest Rate on Debt % Chart
HWAIF vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison
For the Medical Care Facilities subindustry, Healwell AI's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Healwell AI Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Healwell AI's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Healwell AI's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 13.43% mean?
Healwell AI (HWAIF) has a Effective Interest Rate on Debt % of 13.43% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Healwell AI and its competitors.
Is Healwell AI's Effective Interest Rate on Debt % too high?
Healwell AI's current Effective Interest Rate on Debt % is 13.43%. Overall, Healwell AI has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Healwell AI's Effective Interest Rate on Debt % compare to HCA and THC?
Healwell AI's Effective Interest Rate on Debt % of 13.43% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Healwell AI and its competitors. Healwell AI's current Effective Interest Rate on Debt % is 13.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healwell AI stock overvalued right now?
Based on GuruFocus' analysis, Healwell AI (HWAIF) is currently considered Possible Value Trap. The stock's GF Value™ is $2.54, compared to a current price of $0.52 — trading 79.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 13.43%. Healwell AI's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Healwell AI (HWAIF), the current Effective Interest Rate on Debt % is 13.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Healwell AI (HWAIF) Overvalued in 2026?
Based on GuruFocus' analysis, Healwell AI stock appears to be undervalued.
The current stock price of $0.52 is trading 79.5% below its estimated GF Value™ of $2.54.
GuruFocus considers Healwell AI to be Possible Value Trap.
Key valuation signals for HWAIF:
Effective Interest Rate on Debt %: 13.43%
GF Value™: $2.54 vs. price of $0.52 (79.5% below fair value)
No single metric tells the full story. See the HWAIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Healwell AI Inc is a Canadian healthcare technology company. It operates in two reportable segments: Al and Data Sciences, and Healthcare Software. The majority of Healwell's revenue is generated from the Healthcare Software segment, whose core software suite consists of Electronic Health Records (EHR), Digital Front Door (DFD), and Digital Care Records (DCR). These products consolidate diverse data sources, helping physicians get a comprehensive view of individual patient health. The AI and Data Sciences division offers AI technologies and algorithms that screen clinical information and patient records, and aid in identifying patients at high risk for specific conditions. Geographically, the company generates maximum revenue from Australia and New Zealand, and the rest from Canada.
53GF Score
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